[Resolved]  CIBIL Credit Report — CIBIL CREDIT REPORT

I had not defaulted on any Personal loan, but still my name is appearing on the CIBIL defaulter report. My Member ID No. BS00011122 . Please revert urgently

Dear Sir
How I can check my reports in CIBIL








Thanks
best Regards
Md Shamim

Hello Sir,

I had not defaulted on any loan..but still my name is appearing on the CBIL defaulter report. Please revert urgently...why it is so?

Regards,
Bhojraj Hariani

email ...[protected]@yahoo.com

Hi, I have applied for a personal loan in Axis bank,
Suddenly My loan process is delayed due to cibil report that mentioned that there is a overdue of Rs.225 on my previous HSBC loan,

It is completely wrong,
I have paid my all EMI without any cheque bounce or delay payment,
There is no overdue of Rs.225.
I have already checked my last 2 years bank statement,
There is no Over Due, I have all the details from both HSBC and ICICI where EMI deducted,

I have sent a mail to HSBC and Cibil including all the details,
There is no response from Cibil,
I received a response from HSBC, directing me to create a user ID and password in HSBC website in order to provide further informations,
In order to create user id, I should open a savings account,
Why should I open a savings account in order to get my query answered?
If I am not getting any proper response,
I am going to file a complaint in consumer court,

Thanks and Regards,
R.Ranjith Kumar
Sutherland Global Services

CIBIL - Information — WRONGLY ADDED MY NAME IN CIBIL AS I AM NEVER DEFAULTER

I have been reported by my banker state bank of india, that you are under default list of cibil. The control number given by the bank is 42, 44, 83, 619. I do not understand i am never default in any bank. Please provide the details of the control number so that i can take necessary actions against reported institutes.

Ramesh patel
[protected]

Control no: 42, 44, 83, 619
If i am will not receive the reply within seven days time, i will be compelled to report reserve bank of india and take actions through customer forum and grahak suraksha. Because i am no where defaulted, how and who has reported regarding my default. I want to take the actions against the particular reporter.

Do the needful at the earliest.

It is very difficult to get across to CIBIL offices. Their Phones are perhaps never manned and therefore are never answered. CIBIL accepts application by normal indian post only and since it is PO box no, we can't even send the application for CIBIL report by Registered AD. There is a complete mystery as the applicant has no knowledge whether his application has been received or not.

At this point of time, I feel completely helpless sitting Delhi as there is no way I can get across to them

Kindly let me know whether my name exists in the cibil list or no

How I can check my reports in CIBIL .please guide me .I need to check whether I have any report in the CIBIL

thanks
regards

sujithdaniel

I HAVE NOT TAKEN LOAN IN MY LIFE. i JUST APPLIED FOR A CITIBANK CREDIT CARD ONLINE AND I WAS INFORMED THAT U DONT HAVE A CLEAR REPORT BY CIBIL. NO IDEA I DONT HAVE CREDIT CARD NOR LOAN. WHAT MAY BE THE PROBLEM AND HOW I CAN CHK.

Dear Sir/Madam,

I have some sincere ambitions in my life. May be the financial management was poor when I was earning less than my needs.
Now I have applied for housing loan, every thing was fine except CIBIL.Due to CIBIL report bankers are not processing further, though all the credits cards and Loans closed. I have evidences for all closing of my loans. Due to CIBIL report not updated properly they are putting me under hold or not sanctioning. Before applying loan I did not know all this and I was confident to get it, based on this I was sold my property to purchase another property to construct a house. It is my biggest ambition to bring my parents and to take care. But because of this I am really not concentrating on my work and personal life. The way the bankers are treating me it’s really felt ashamed being an INDAIN.Criminal are surviving in this country, terrerists are surviving in this country. But being an Indian and middle class employee I could not survey because of this reasons. I respect the law, I will ask one question to the law, CAN YOU PLEASE REVISIT ALL YOUR SYSTEMS AND SAVE OUR LIFES AND GIVE SOME RESPECT OUR LIFES.WE ARE ALSO A HUMAN BEINGS IN THIS SOCITY.PLEASE SUPPORT US AND SAVE US TO LIVE WITH OUR ABITIONS.

JUSTIFICATION FOR WHAT WAS WRONG IN MY LIFE:

For all my CIBL report remarks I would like to give clear justification to you because it is not occurred intentionally. The actual reasons as follows.
I was working for an organization called turned key projects / custom built projects .All of our customers / suppliers were in north India, hence I was forced to stay months together at supplier’s places/customer sites to prove the applications. During that time the company has taken policy that they have to go for corporate banking system, because it is easy for them to issue salaries to the all employees. Other wise it was conventional banking system with our nationalized banks. We were comfortable also.
When they started implementing this system, we are also very excited to utilize the same and it was crazy for us in the year of 1998 – 2002.Knowingly unknowingly the banks started services we used to enjoy the facility. After some time they have started offering credit cards, OD facility, Personal loans etc., it is fact that naturally I was forced to attract for all those offers due to my financial commitments or I can say fulfillments.
Since I was traveling to multiple sites on duty months together, really I could not realize the actual situations, it’s purely immaturity of financial management and also I could not access the banks, because those days we did not have advance facility like net banking etc., due this reasons I could not pay in time to the banks, when ever I was in Banaglore it was really burden to me to pay in full because my earnings were not proportionate for all my commitments. The company also not paying salaries in time, it was the one of the reason.
Keeping all this, I was forced to close all the commitments by requesting these banks during 1998 to 2006.Later my financial situation also improved after changing my job in to better position in other organizations. All my previous experiences are made me to learn lot of lessons especially financial management. Later I have maintained my commitments clearly and very matured way. I have provided all evidences to you. All my transactions from past 7 years unremarkable and well maintained also.

Kindly please do the needful.

With regards,

S.GIRISH KUMAR

If you want to view your CIBIL credit report, have a look at this page

http://www.cibil.com/accesscredit.htm

It clearly tells the procedure to get your credit report.

Sir

With due respectfully, I beg to state that I have applied loan to different financial institution like Fulortone India, Citi Bank and Tata Motor Finance. But their refused my loan proposals, because I am a loner.

But I am not a loner and I have not taken any Housing Loan and other consumer loan from banks, but the CIBIL is showing myself is a loner from 1997 to 2010 and this install amount is continuing. Total cheating & forgery to my name, address & Pan No. already I am harassed.

I have no any property in Bhubaneswar city and residing on rented, how can possible the banks given to me the Housing Loan ?

So please give me details to which bank, account number and persons loan received my name. Because the above financial institutions is refused my loan proposals.

Name : Pravakara Mishra
Address : Plot No. 6, Rabi Talkies Square
Bhubaneswar - 751014
Mob. : [protected]
D.O.B. : 26.12.1967
Pan No. : AJSPM8491J
Control No. : 43, 63, 51, 316
E-mail : [protected]@gmail.com

Therefore, I request you to clarify me the above matter when I shall be grateful to you.

Thanking you.

Pravakara Mishra

hello dear, how can i check my cibil report, pl. sugess me.thanks...hardeep

cibil is a terminator of buisiness people in india i think they r spyes of our enemy countries

Kindly let me know whether my name exists in the cibil list.

Sir,

The services given by you is very very good, It is more helpful to the layman and control on various banks for their harassment to customers.In my view your services and justification will surly save several lives who are victims of credit card holders.

dob[protected], pan number .AXWPM5412F, PLS SEND MY CIBIL DEFALT DETILES

have applied for a personal loan but the same is under objection. The bank raised the objection that my name is appeared in the CIBIL with payment due.
It is to stated that I had two credit card one from standard chartered bank and another one from SBI. Both the payments of the said cards have been settled in full and final. The payment was made vide receipt No. of 40316 dated 15.7.04 for Rs.9710/-in cheque in favour of standard chartered bank and SBI card receipt no. 1889194 dated 19.5.04. for Rs.3000/- in cash. The said account is closed. No information was recieved to me that my name is till date exist in the defaulter list in CIBIL. I am surprised to see that why my name is showing as defaulter when i make the full and final payment. The information may kindly be updated on CIBIL. I shall be very thankful to you. If any formality is required please inform me at the earliest as possible. I feeling very tense. Hoping for favourable response
ashok kumar shah

There are
two credit bureaus that maintain your credit data in the country now, the
prominent among them is CIBIL or Credit Information Bureau (India) Ltd. The
newly notified Credit Information Companies Regulation Act, 2005 (CICRA)
gives a consumer several rights with regard to credit bureaus. 1) First you
should approach CIBIL (www.cibil.com) to get a copy of your own credit report.
This right is given to you by CICRA. Make the request officially in writing and
get an acknowledgement for your request. 2)This report will then outline what
exactly is reported by the bank in respect of your credit account and enable
you to take action accordingly if there is any error in the reporting. Specific
measures have been provided in the CICRA for the consumer to raise a dispute
in respect of any wrong reporting with a time bound dispute resolution
mechanism that has been built in. You can take up the matter with the
concerned bank by posting a complaint on their website and keep proof of that
with you. If there is no response from the bank within 15 days, you can lodge a
ashokkkkkkkkkkkkkkkkkkkkkkkkkkkkkkkkkkkkkkkkkkkkkkkkkkkkkkkkkkkkkkkkkkkkkkkkkkkk...⇄

Dear sir/madam,

i tejpal soni S/o Shri sagar mal soni resident at p.no-6-B, Satya nagar, khatipura road, jhotwara, i have two complaints for cibil, the complaints are mentioned below :-

I had a credit card of ABN AMRO bank & the card open date was[protected]& the card limit was 15662. i just want to say that when i got the card. i didn't use the card.after 3 month i got a call from ABN AMRO bank & they said there is some dues from my side like shopping .but i said them i never use the card .after that they told me to come our our branch. after one day i went there & discuses with bank employee & he suggest me surrender the card.now i have applied a personal loan in city financial.but they raised a problem regarding ABN AMRO credit card.who is reflected in cibil . but i have already close the card.i just want to resolve the problem.

2-The second problem is regarding Auto loan .who is reflecting in cibil.but i never take any auto loan from any bank.But this problem again reflecting in cibil.please solve the problem as soon as possible.

Thanks & Regards
Tejpal Soni
Mobile Number-[protected]
Pan card number-ARCPS5075N