[Resolved]  CIBIL Credit Report — CIBIL CREDIT REPORT

how can i check my cibil report

how can i check my report cibil

HDFC Bank — Credit History provided by CIBIL

Hi,

I recently applied for Home Loan as a co- applicant with my brother . But I got feedback from the bank saying my credit history is not reflecting good result due to late payments of some of my credit card and personal loan amounts (which I have already paid/ settled).
I was out of the country for one year. My family members were unaware of the my dues. I totally accept this as my mistake and I should have made some provision to make it paid on time, but somehow I couldn't.
I do have 60000 rs. in my SBI bank account for more than 6 months and now will be working with an MNC in Pune for an annual compensation of rs. 6.7 lacs.
I do have NOC for all of my credit card and single personal loan payments.
Is there any way I can produce these to CIBIL , so as to update my credit report.

As I am unaware of how exactly this works. If possible, could you please educate me how to enhance my credit history.

hello sir,
my self sachidanand i want to my credit report, kindly tell me how can i get this,

thanks
sachidanand
[protected]@gmail.com

Sir,

How could I check my CIBIL report ?

Velusamy
[protected]

i had not defaulted on any loan & credit card ..but still my name is appearing on the CBIL defaulter report. Please revert urgently..
my email id is jignesh [protected]@yahoo.co.in.

jignesh joshi

Dear Sir,

This refers to the statement which I got from SBI Bhilai Branch during the search report for my House loan. Please find attached herewith the said statement which SBI has got is from CIBIL.

The statement indicates that I am having Two loans and one is as guarantor.

- First is for Business Loan of amount 1 lakh and current balance is Rs 82, 510, date of sanction/ date of account opening of that loan is 16/06/02

- Second is Education loan of amount 1 lakh and current balance is 81, 853, date of sanction / date of account opening of that loan is 16/06/02

- Third is as Guarantor of education loan of amount 1 lakh and current balance is 82, 148, date of sanction / date of account opening of that loan is 16/06/02.


In the view of above statement, I wish to inform you that I had only eduction loan of amount 1 lakh in the year 2002 from Dena bank, Bhilai Sector - 10 branch, which I had paid after the completion of my engineering degree in the year 2006. And now I am not having any kind of loan with Dena bank, as I have taken NOC from that bank.


As presently, in my knowledge I do not have any kind of loan balance with any bank in India.

In this regard, I request you to kindly let me know from which bank the statement is indicating, Or from which bank I have taken the loan. So that I could clear my balance loan, if any.



I Want to Know the detail of Bank Name and the Account Number from which i have the loans so i can clear my loans. for that i am sending my details below.


Name - Poonam chand Sahu

Father's name S. R. Sahu

Date of Birth 01/06/1982


Address Mukt Nagar Padmanabhpur, Durg Chhattisgarh 491001

Pan card number BOBPS0640L

Enquiry control number[protected]

Date open[protected]




Regards
Poonam chand Sahu
Pan card BOBPS0640L

I have taken three bank loans (ICICI, HSBC & GE) but right now I have settled all 3 loans so I need to check my credit record with CBIL, please help me to check my credit report & let me know if possible easily or let me know the procedure. my email id is [protected]@gmail.com

My name is Vinayak H Dant & My PAN No. is AJGPD7784F

please let me kanow whether my name is in the cibil list

i need to close the credit balance

Yes, every one should protest and ask for a revision of the cibil rules.
The cibil score allows the banks to rejects the loan applications irrespective of the current repayment capacity...
i will putforth one eg...
my friend is a gazetted officer now..
Three years back he was a LD clerk in central subordinate service...at that time he had a personal loan and within a year of availing th EMIs were pending and the bank suied him for non payments..
He could repay the amount and got rid of the loan some how..
Now He is a Gazetted officer and have good pay..
He went to a new gen bank for a home loan...
the application was rejected due to the records in the cibil...
His salary wass very less when he was a LDC and as GO he can pay the homeloan amount and it got rejected...
alas what an idea sirji...

CBIL / Car Loan — Wrong entry in cibil

Dear Sir,
recently i have applied for SBI car loan .

Bank person told me that my name is there in defaulter list of CIBIL for car

loan of Rs. 700000 which i have not taken yet .

The details shown in CBIL reports are as below

Name -Sandeep Ramdas Dubal

Address - Flat No. 13,Bldg. No. C-2,gardenia Phase-1 , Wadgaon Sheri , Pune-411014

Contact No. - [protected]

E-mail - sandeep.[protected]@gmail.com

PAN No.- AFQPD8978P

CONTROLER NO.[protected]

AUTO LOAN - Date open - 04/12/2006

Santioned - Rs. 700000=00

Current balance - Rs. 653968=00

Overdue - Rs. 44520=00

Please help so that our Car loan can start.

Looking forward to a suitable and expeditious action at the earliest form your

end.


Regards

Sandeep Dubal

sir,
i had my name in CIBIL . now i asked a loan in bank but my name is in defaulter i had cleared my dues but name is in CIBIL so pl help to cancel my name in CIBIL
name:-dharmendrasinh t chauhan
aadress:-limb, tal-bayad, dis-sk
dob:[protected]

Dear Sir,

My name is N.Thulasiram i wish to inform you that so for i had not defaulted on any of my loan and credit card. Recently i looked cibil report of mine. thereare few outstandings are shown in the report and one case of written off.
kinldy give me the details of overdue / written off bank name to resolve my issues. My email id [protected]@gmail.com mobile[protected]

regards

sir
iam s.narayana and as per my credit card is fully paid and cancelled by me .but then also my name is coming on [protected]@cibil.com so i request you to please remove my name from there
I request you to fulfil my reqirements as soom as possible

Comtrol no43.65.27.728
Name s.narayana
Dob[protected]
Father name siddappa
Pan no APDPS8386P

Dear sir,
I have settle my account with bank & i have a settlement receipt.thats y my name in
CIBIL.kindly suggest me How i cancle my name in cibil.if you need settlement receipt.i will
provide you.pls clear.


Dharmesh

Dear sir; madum,

My name is Shaik mohammad gulam nabi saheb from Bhimavaram town in Andhara pradesh
and my pan number is BPEPS1981N. A few back I had applaid for personal loan in HDFC bank,
they rejected my aplication due to cibil report, so, i request you please send to credit report which
are pending and which payment is irregular. My mail i.d. is [protected]@rediffmail.com.


Thanking you sir ;madum

if there is any case defaulted and then the payments got finalized with agreements then why do it still exist in CIBIL, at least there should be some sort of system where the solved cases can be hidden or overloooked. We live in a nation where those who have money have lots of it and those who dont have to struggle forever and they only apply for loans and different situations leave the applicant helpless in making rregular EMI but when they arrange to pay the same it shows the intention of the customer as genuine but defaulted situationaly, so there must be some ruling to help those who have been stamped as defaulter by situation and not by intention.
This is a serious concern because by this way most of the needy will not be able to survive.
This is INDIA and we should take care of this.


Regards
AK Saxena
Bareilly

Credit Information Bureau — Unsolved Queries

I have ordered a copy of CIBIL Report in the month of May'2010.
There were some informations which were wrong.
I called 10 times but they haven't rectified the error till now.
If we are taking any Credit from anywhere then my CIBIL report will be checked. If the Report available is furnishing wrong information, then what will we do??
Every time they are telling me that I will receive a mail by end of day regarding the Start of the Investigation but I never received one. This is happening for the last 3 months.
They, themselves are Cheats. They are only concerned about Rs 142, which I have paid them for getting the Report.
This is going out of my hand.
Please HELP!!!!

i WOULD LIKE TO GET MY CREDIT REPORT
PLEASE ADVISE