[Resolved]  HDFC Bank AUTO LOAN — Unable to reaply for auto loan with any bank coz of HDFC

I took car loan on New Honda City in Aug 2003. My car met with an accident after few months, Insurance co. took sometime to settel claims in between my 3 to 4 ECS got returned. I informed bank the reason and was ready to pay By paying one instalment extra every month alongwith there bouncing charges extra.

But Bank sent some Gundas to my house for collection who mis behaved with my mom due to which I fought with the bank. No one took my complaint seriously and finally I didn't paid any instalment and asked bank to make full n final settelement. It took another 1 year and finally we compromised and paid all banks dues and took NOC from them in 2005.

After that I have taker one Auto Loan from Citi Corp in 2004 which is fully paid, One home loan is running with HDFC bank only and also one personal load with Standard charted bank where all installments are paid on time without any default.

Now I want to go for a new car but coz HDFC has given my name as defaulter in Cibil no bank is ready to finance. Agreed in that particular case I was a defaulter but Bank forced me to behave like that it was not intentional. I work for Reputed company and belong to good family background with a good track record accept the details mentioned above.


I would request HDFC to pls. look in to the detail and accept my loan application. if not atleast provide correct information on cibil. When Bank has already got there money why they are still penalising me even after 5 yrs. they were equally at fault......

Pls. revert to me my Mobile no. is [protected].

Thanks & Regards

Monica Duggal