[Resolved] HDFC Bank Bank Personal Loan — Personal Loan Harrasement

Ses.N

from Chennai, Tamil Nadu

Address:

South Delhi, Delhi

This is Sesh,

I sincerely recommend you that don not ever take Personal Loan from HDFC Bank.

They never worry about customer satisfaction – they need money by troubling customer as much as they can gain and doing fraud.

They will be behind you until you take the loan and do the lot of follow-ups for top-ups and once you committed definitely you will be in trouble.

Without informing you they will charge extra – these are hidden charges. You will be charged for all stupidy things.

They intentionally make your ECS stopped and make your account got delinquent and charge extra cost for all fraud things.

This is true and with my experience I am posting this – I am not opponent to HDFC, but as a customer unable to digest all these worse things.

I even don’t know how RBI is supporting such Banks in INDIA.

Whether you believe or not – that’s up to you!

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Aug 14, 2020

Complaint marked as Resolved

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Comments

sujesh kumar

from Pune, Maharashtra

Personal Loan — harrasement

Hi my name is sujesh i have taken a personal loan from ICICI i was unable to make the payment for the past 1 year, i am ready to settle the amount, But unable to pay in one short, They are calling to my permanent address and disturbing my family Plz help...

Nazia Sayeed

from Pune, Maharashtra

Dear Mr. Kumar,

Kindly write to us at [protected]@icicibank.com, with the subject line as ‘Customer Service – Personal Loan’. Request you to provide the relevant details of the loan, along with your full name and contact details.

We will be glad to assist you.

Regards,

Nazia Sayeed
Office of the Nodal Officer
ICICI Bank

pandurusankar

from Delhi, Delhi

HDFC Bank — Personal Loan

Hi,

I applied for personal loan in hdfc, when the loan sanction time they told me that, 6,00,000 with 15% rate of interest without processing fee because its higher amount, when i received the amount.

5,21,693/-
then i called customer care, then they provided info like that
your load amount is 540,000 with 16% processing fee is 2.5%.

, they took my sign in too many places, so that they can chang any time any thing, what i suggest is please ask them to fill before siging any where.

shrikumar

from Mumbai, Maharashtra

Personal Loan — Harassement for 0.38 paisa

Had taken a loan from HSBC and have been paying regular EMI through ECS since last four year plus. Of late I have been harrassed for 0.38 paisa which HSBC claims is outstanding. Kindly do the needful

avinashj

from Mumbai, Maharashtra

HDFC Bank — Personal Loan

I have taken a personal loan of rs. 2L. in last aug2010. this month i hv requested to the manager to close my loan as i am ready to pay it. and want to close this account. the local authority replies that u cannot close ur loan before 12 months. no one from HDFC given such intimation for preclose info. so i hv check with RBI there is no such rule is thr. I want to apply for new homeloan and due to this PL loan my eligibility is going down. after requesting number of time this people are not even respond.
one dya they call me and says that "we r ready to close this loan only condition is that U have get home loan from our hdfc bank.!!!!!!!
see the customer stafication rule.... just a harasmant!!!!!!!

capricorn1979

from Dehra Dun, Uttarakhand

Bank personal loan — personal loan

i have taken a personal loan from citi bank after paying all emi still that loan shows in my sibil report
and so many times i call to their customer care but no response even they are not giving my statement saying u r amount is due. not sure what to do with them please help