[Resolved]  HDFC Bank — CREDIT CARD HOLD MY SAVING A/C WITHOUT MY PERMISSION

Address:

Mumbai City, Maharashtra

Dear Sir,

I’m Sumit Pandya working with "HDFC SALES Pvt Ltd" in Mumbai as a Relationship officer. I have a Salary Account in HDFC Bank (A/C# [protected]), on behalf of my company. My HDFC Bank Customer ID is 22075584. And also HDFC issued Credit Card number is [protected].

The card limit is Rs.40,000/-, but I had paid more than sixty thousand to the interest part.

in the resastion period my earning is not so much.So I fed up and ask for the solution, then the provided me a settlement.

I have called credit card division, they also replied that they do not have control and asked me to contact to Settlement department.

but there is no reply from HDFC credit card devision.

On 30th july 2010 , I was happy to take my salary to resolve my all money problems like my mother was in hospital and i am getting advanced from my company. But there was a big shock that the Bank Holds my salary money of Rs.86,295/-, Against credit card payment.

i just dont understand that my cradit card limit is Rs.40000/- i have not use above this money all extra charges that is bank charges. then how bank hold my money

NOW TELL ME IS IT CORRECT TO DO THIS OR NOT. I NEED A ANSWER FOR THIS IMMEDIATELY.BEACUSE EVERY PERSON IN THIS WORLD IS NOT NORMAL HUMAN BEING.

i am really suffering so much plz help me in to this matter.

Yours sincerely
Sumit Pandya
HDFC SALES Pvt. Ltd.,
Contact Number: +91 [protected]
HDFC bank saving account no:[protected]
HDFC bank customer Id: 22075584
HDFC bank Issued credit card no: [protected]