[Resolved]  HDFC Bank Credit Cards — Harassment to my family members by the recovery department of HDFC

I had a credit card from HDFC. I used it for around 2 years. I have to make some payment to them. Outstanding amount is 90, 000. With interest, late fee and overlimit charges and all other charges, where the principle amount is just 32, 000. I have total purchase of 119, 000 and I have already paid the bank Rs. 80, 000 by paying minimum amt.

Now these people are harassing my family members a lot. Please tell me what can be done. I am ready to settle with matter for 30k and thats what I can afford. Kindly revert. Thanks.
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Aug 14, 2020
Complaint marked as Resolved 
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The finacial charges that you are charging is high and continious
Please go to this URL :

http://www.consumergrievance.com/icrpc.org.contact.htm

and send a Complaint against the bank

OR
Send a Letter to
Any of the banking ombudsman

http://www.consumergrievance.com/icrpc.org.bankingombudsman.htm stating your problem and the harassment ..

With No rules of RBI, a Bank cant harass Family members for any ones DEBTs.

best of Luck..

Screw these ..So that they know there Limits and stop Harassing people out of no cause...
TO,
THE MANAGER,
HDFC BANK CARDS DIVISION
DELHI

SIR/MADAM,
Due with respect I Dr.Yudhvir Singh want to say that I hold hdfc card and did cut card & deposit in barwala atm branch MUCH BEFORE BILLING DATE eg. 06/10/2008 and mini card was dropped at shalimar bagh atm branch. As your customer service centre couldn’t helped mei had brief details in previous mail. I ordered a monalisa pearl set costing 1690(invoice no. ADV/04/44924/08-09 ) FROM AVA a product (code no 946 )fixed SIX EMI OF Rs.281.But HDFC bank is WITHDRAWING RS.413.33.
It is fault of AVA also that they are withdrawing wrong & more amount than deal.
Secondly it is fault of HDFC Bank they are withdrawing more amount from my Credit.Card account either without confirmation or cheating by becoming partner of AVA, might both are doing this with many card holder. I had cut & dropped, informed hdfc customer.service regarding it still bank is sending statement showing AVA EMI withdrawal.

Both company are just giving new & new no. I had called lots & tired now . so now send me geniune bill & don’t withdraw any amount on behalf of AVA.
If Bank not involved in such practice than that should confirm details before any withdrawal towards any third party. Now I am not willing to pay withdrawal done by AVA dated 06/10/08 so bank should recover from AVA.

See my past record of paying I mean bank should not have any problem with me, nor I had any problem with bank.Now it is requested you to make confirm from AVA & AFTER getting all details send me my bill& as I told I am tired by calling to HDFC & AVA so please don’t send me contact no or link.
Instead of calling I would like to go consumer court


Kindly do needful to sort out problem.

Thanking you

Dr.YUDHVIR SINGH
R/O BK-2/71 SHALIMAR BAGH
DELHI—110088.
PH.[protected]
CARD NO—[protected]
Sub: Un-reasinable charges on the name of 'currency conversion' for International cards Reg.
Ref. My Credit card No. [protected]

This is reference to my credit card statement, here by I bring to your notice that you have charged ' currency conversion charges ' of 3.5%, which is very high and also not charging by other banks, for example I used my ICICI bank credit card in the same country and during the same time for the same kind of expenditures, But they did not added this kind of charges. This is not the first time, I used my ICICI card in Overseas during my last many visits, I never paid this kind o[censored]n-reasonable charges. So, I feel may be HDFC bank credit cards division looting the customers money this way. Offcoarse I am paying total amount as per the statement, but I expect you return that 'Currency conversion charges @ 3.5% ' in the next statement if possible. If not, I may request you to cancel my card, Because I can not hold this kind of looting credit card. I hope positive reply.
With regards,
P. Sreedhar reddy
Hi,
My dear friend, pvt. banks are doing very bad things now a days, ICICI bank is the live example, they people make their customer harreshed and fool as much as they can.I was having a insurance with ICICI but its being more then 3 months still not received any police from them. And if I called on the customer care the same reply, then I submitted my complaint to http://www.consumercourt.in they gave me some suggestion, I followed them now the ICICI people are saying me that we are sorry for inconvinounse. Realy they people only wants cases against them.
This is regarding the credit card payments i swipe rs 13500 for purshcase I swipe by thinking we can convert emi after purchasing! Now the thing is hdfc rejecting to convret emi this so I cant belive pls convert me emi I cant able to pay the total amount so I request hdfc crdit card division to convert this amount into 12months EMI, this is will be very helpful for me becase im a excutive my salary less that 10000 so pls make sure and convert me for sake, thanking you
Since I have repaid the total amount of the credit card no.:
1. [protected]
2. Add on, if any
I request u to kindly cancel card(s) mentioned above and inform me immediately.

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