[Resolved]  HDFC Bank — MISUSE OF DEBIT CARD

Address:Mumbai City, Maharashtra

Sub: Misuse of HDFC DEBIT CARD – [protected]

Dear Sir,

I, Chiragchandra Yashvantlal Shah, am holding bank account ( NO:[protected] with HDFC Bank Ltd and was carrying Debit card no : [protected].

I lost my card some time back.

When I checked my account balance on Sunday through email received from HDFC Bank, I came to know that some unknown person has misused my debit card and swiped out INR 28624 towards shopping from big bazaar, spencers etc. I tried to log in in netbanking website in order to find out detailed statements but I could not as the same was disabled. (may be some body entered wrong password more than 5 times)

Further I called customer care and spoke with Moiz who informed me that all amount INR 28624 was swiped out on 09 & 10th October, 2010.

I informed HDFC that I have not used this card for these transactions and requested HDFC to investigate the incident thoroughly and help me get my money back.

Requested HDFC to check with big bazaar, spencers and find out whose signature was taken on the payment slip and furnish me detailed transcation details for that period.

regret to say that HDFC has not taken any step in this direction so far and not even furnished me the details of the disputed transactions.

I submitted Police complaint copy( duly received by police station), loss certificate issues by police station to HDFC at various levels.

I am attaching application along with police certificate, disputed transaction statement for your reference.

Hope you will address this issue on urgent basis.

Please find attached Application submitted to Police station and Certificates issued by Police.

i request you to help me out and advice me furhter.

Hope you will take this complaint serisouly and will take appropriate actions.

Regards,

Chirag Shah
MOBILE NO[protected]
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Aug 13, 2020
Complaint marked as Resolved 
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HDFC Bank — My bank account statement is been misused

HDFC bank has issue the my bank A/C statement without my permession and without my request..

kindly look into the matter.
HDFC Bank is self declared Biggest bank in India for their best service TO THEIR CUSTOMERS.

My Debit card was being used by other man and when complained to them - CUSTOMER CARE IST STEP - Customer Service Officer
Customer Support TeamHDFC Bank Ltd. Rajkumar Nanjan, then, their answer after 18 hrs is that SOMEONE HAS WITHDRAWN MY MONEY FROM MY ACCOUNT & MOST OF ALL USING MY PIN NO. aS IF FOR THIS NEWS i HAVE INFORMED THEM!!! SO IDIOTIC, CARELESS APPROACH, UNPROFESSIONAL, NONRESPONSIBLE!!! THUS, I HAVE LOST TOTAL NEARLY RS16000/-

PRACTICALLY, WHEN 04 MONTHS BACK IT HAS BEEN MISUSED MY CARD IN THE SAME MANNER THEN I HAVE CHANGED MY CARD. THIS TIME I WENT TO GOA TO VISIT ON 22/10/12 AND ON THE SAME DAY I HAVE CHANGED MY PIN NO AND IT HAS BEEN HAPPENED 31 ST OCT'12 WHEN I WAS AT KOLKATA - SAME DAY HAS BEEN MISUSED FROM MIDNAPORE, NEARLY 200 KM FROM KOLKATA.

BUT THE CRIMINAL IS KIND - WITHDRAWN ONLY RS 3500/-, MEANS IT IS BEING TRIED BY THIS PROFESSIONAL AND ONE DAY ALL WOULD HAVE BEEN WITHDRAWN.

FROM THE CASE STUDY IT SEEMS TO ME THAT BANK EMPLOYEE OF HDFC OR RELATED PERSON OF HDFC ONLY CAN DO THIS SORT OF THINGS - NOT SURE ABOUT IT.

iF HE/SHE WAS OUTSIDER OF HDFC BANK THEN COULD HAVE BEEN WITHDRAWN ALL THE MONEY - WHY NOT?

I HAVE STOPPED atm CARD BUT NOT BANK ACCOUNT AS IT IS CORPORATE SAVINGS ACCOUNT - SALARY GOES THERE!! I STAY AT ABROAD, SO I HAVE INSTRUCTED TO MY WIFE TO TAKE OUT ALL THE MONEY FROM HDFC BANK TO TRANSFER ALL THE AMOUNT TO GOVT NATIONALIZED BANK WHERE I HAVE BEEN USING DURING LAST 25 YEARS WITHOUT ANY PROBLEM.

REALLY, WE USED TO FIGHT WITH FOREIGNERS FOR INDIANS AND OUR PERFORMANCE LEVEL IS THIS KIND!!!

LAST OF ALL, I AM TELLING I HATE THIS BANK AND LIKE TO REQUEST TO INFORM ALL THE HDFC BANK CUSTOMER TO TAKE DRASTIC ACTION.

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