[Resolved]  HSBC Credit Card — HSBC credit card harassment for Rs.100 that I have not used

Similar experience from number of HSBC card holders. In my case, I was not served with any monthly notice for payment and when asked for it, the same was sent to me by speed post. Now, the company is asking for the interest, even though I have paid the amount immediatly on receipt of the notice by speed post. In principle I am of the opinion that no such delayed payment charges are to be paid when the company is at fault. Let us see the response of the company.

Reminder..

Dear sir/Madam
Can You Plz write me how much deducted money for Tata aig Insurance because i have not received any letter by your side nor tata aig insurance side if policy is true then i want to withdraw money for your clearance

I want to backing policy immediately so plz provide me money
Plz write me immediately
Raghavendra

--- On Tue, 6/16/09, HSBC INDIA NET <[protected]@hsbc.co.in wrote:

From: HSBC INDIA NET <[protected]@hsbc.co.in
Subject: Your HSBC Credit Card******9077 (KMM4093892I123L0KM)
To: "pop top" <[protected]@yahoo.com
Date: Tuesday, June 16, 2009, 1:15 PM
Dear Mr. Mandal,

Reference Number[protected]

We refer to your email message dated 15 June 2009 regarding
your HSBC
Credit Card.

With regard to your query the Policy has been taken by you
as the same
has been signed by you and we have already forwarded you
the signed
application form of the policy at your mail ID as per your
request for
the same, hence if you want the same again we request you
to revert with
the confirmation of the same.

Hence we request you to contact the following Debt
Management department
number DELHI/NEW DELHI[protected] and our officials will
assist you
accordingly, since the card is closed by bank we regret to
reverse any
charges as per banks norms.

Please feel free to write to us if you require further
clarification.

For an online demo on Internet Banking and more information
on our wide
range of products and services please visit our web-site
www.hsbc.co.in

Yours sincerely,

Debika Mukherjee
Customer Service Executive
The Hongkong and Shanghai Banking Corporation Limited


REMINDER...

--- On Fri, 6/5/09, pop top <[protected]@yahoo.com wrote:

From: pop top <[protected]@yahoo.com
Subject: HSBC India - I am being cheated by HSBC and for applying for their Credit card, THEY ARE PROVIDING ME FORCEFULLY A TATA AIG INSURANCE
To: [protected]@tata-aig.com
Cc: [protected]@hsbc.co.in
Date: Friday, June 5, 2009, 11:34 AM
HSBC India - I am being cheated
by HSBC and for applying for their Credit card, THEY ARE
PROVIDING ME FORCEFULLY A TATA AIG INSURANCE

I was approached by HSBC Credit card sales staff for
applying for their credit card. Once I purchased the card I
had never used it. After 1 yr i got a call from
HSBC collection department that some 8000 rs outstanding is
showing in my name which I should pay back. When
i asked them what it is about as i had never used
their card.I got a reply that the money was deducted for
TATA AIG insurance policy for which their person has taken
my approval over phone. i asked them immediately to
cancel my card and show me the policy as till date i never
received any such policy nor any one informed me about it.
There was no reply again from their end. After follow ups
with their call centers they told me that the policy has
been cancelled and i need not pay any money. Now again after
some time their collection agents are calling me and asking
me now to pay towards the same policy as interest
charges, Where in i have never
approached TATA AIG to buy any policy nor i ever swiped my
credit card. The policy was purchased by bank with out
taking my signatures. Presently I have received a mail from
hsbc which mention a fake signature of myself I have very
feared for this type of cheating they have misused my credit
card number and personal details to raise a false policy in
my name and want to extract money.
I have just a single request. Please waive of these
unwanted charges & send me a statement with the Zero
amount due for the payment
I send the request to TATA-AIG Insurance to cancel my
policy which I am not interested at all.
The customer service of HSBC is canvassing for TATA-AIG but
when I request HSBC to cancel my policy the told me to
contact TATA-AIG Insurance. Is this correct????
If this problem is not solved soon HSBC will lose many
credit card customers soon...
If HSBC Credit card department here my voice please cancel
my card and reversed the charges charged by you.
Reminder: I have send 25 Request letter but till date i
have not received any suitable answer by your side
Is it your banking system?????? Plz suggest
Plz in this time you don’t misguide me because I have
facing some personal problem, if you misguide me then you
will pay 50, 000 for this harassment.
PLZ CLOSE THIS ISSUE IMMEDIATELY I AM WAITING FOR YOUR
SUITABLE ANSWER FROM TATA AIG AND HSBC BANK BOTH OF
YOU.
Plz Below MENTION Check SOME Request References No
Which I Send To Both TATA AIG AND HSBC. I am waiting two to
three days for your suitable answer if I find you do
not helping me then I will go to consumer court Delhi and
log Fir in police station also
Reference Number [protected]
Reference Number:[protected]
Reference Number:[protected]
And many more request sent to you but problem is not solve
till date
Regards,
Raghavendar mandal
Thomson press
Credit card no. [protected]
Policy no. purchased by bank DGTL000005 TATA AIG General
insurance on