[Resolved]  ICICI Bank — ICICI Credit Card Fraud

Dear Sir,

May I know why my ledger balance is showing in negative.And earlier also You have many times deducted money from my a/c[protected].WHY???
I am aware that some amount is due on me for my credit card.But If you see, You have done negative amount for both of my saving a/c[protected] and[protected].

Now If we see legally you have done many wrong executions.

1) You have made two a/c's negative.It means you are intrested in deducting double the amount due on me.

2) This a/c No.[protected] did not exist when I Took your service of credit Card.SO in any case auto debit is not permissible from this a/c.

3) I used to pay my loan EMI every month from my a/c[protected].Loan was also taken from ICICI Bank.SO because of negative amount in my a/c I m not able to pay my EMI to ICICI Bank itself.SO ICICI Bank itself is responsible for non payment of EMI of their Loan.

4) I have initiated many times to settle credit card payment.But I have never seen ICICI Bank trying to settle down this credit card payment.They have been just deducting my money from my all the saving a/c.I think this is the only solution ICICI bank consider as.

NOW WHY I HAVE NOT MADE THE PAYMENT OF MY CREDIT CARD

1) ICICI Bank deducted my money from my credit card without asking me(for my mobile bil, which i was not supposed to pay).

2) SO I informed ICICI Bank that I would not be paying Credit Card Bill untill unless
:-they will not rectify their mistake
:-they will return my money back, and
:-they will delete all the intrest they have levied in my bill after this mistake of ICICI Bank.Becauce I was aware that this may take some time.

2) After lot much efforts from my side ICICI Bank aggreed upon their mistake and returned back my money.

3) This process of deducting and returning back, took much time.So lot of interest was levied on my credit card bill.

4) I again informed them to remove all the intrest they have levied on my bill because of their mistake.

5) Till today no body has replied or informed me from ICICI Bank regarding this.

6) But they have been deducting my money from all my saving a/cs.

I again request you to kindly look into this matter and do the solution at the earliest.
Otherwise I will have to go for Consumer Court.

You can Contact me on my Mobile NO. [protected]
or can mail me at engr.[protected]@gmail.com

Thanks and Regards

Rishi Goyal