[Resolved]  ICICI Bank - Credit Card — Late fee Charged after Blocking a/c without sending any statement ever

Deear Bank,

You people extremely disappointed me and I am very irrate for the same. You sealed my account first which caused me a very big problem and then you debited Rs. 15162/- from my account which again disappointed me. I have lost my temper now..

Get ready to face the MEDIA. You have to pay for my harassment too.

Mandeep Singh Chahal


[protected][protected][protected][protected]
Date: Thu, 12 Feb 2009 08:45:53 +0530
From: customer.[protected]@icicibank.com
Subject: RE:'ICICICARE=[protected]' Complaint of [protected] (Mandeep S Chahal)
To: gourav.[protected]@HOTMAIL.COM





Dear Mr. Chahal,

For quicker resolution of your query/request, please write to us through the "E-mail Us" option at our website, www.icicibank.com

We have noted your concerns mentioned in the e-mail.

The payment on your EMI credit card 4477 XXXX XXXX 4007 is fixed at Rs.1000.00 per month.

Due to non-payment of the amount outstanding your credit card account 4477 XXXX XXXX 4007 and 5176 XXXX XXXX 6000 is de-activated and a lien is marked on the Savings Bank account.

In addition to the general right to setoff or other right conferred by the law or under any other argument, ICICI Bank may, without notice, combined or consolidate the outstanding balance on the card account with any other account(s) which the card member maintains with ICICI Bank and its group companies, and setoff or transfer money standing.

The amount outstanding on the credit card account 4477 XXXX XXXX 4007 as on February 11, 2009 is Rs.10, 968.55.

The amount outstanding on the credit card account 5176 XXXX XXXX 6000 as on February 11, 2009 is Rs.15, 162.89.

If the complete payment is received towards the credit card, the lien will be removed from the Savings Bank account.

Sincerely,

MALDAR IQBAL
Customer Service Officer
ICICI Bank Limited

Season's Greetings! Hope the New Year brings you and your family joy & prosperity and make our relationship stronger than ever

ICICI Bank now offers 8.75% p.a. on fixed deposits for 390 days and 590 days, 9.00% p.a. for 890 days. Please contact any ICICI Bank branch.

Now get your credit card statements whenever you feel like, simply visit the cards section on www.icicibank.com and click on Personal Banking>Cards>>Credit Card>>View credit card e-statement. This facility will not be available for Add-on Card holders and ICICI Bank Amex Card holders.

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-----Original Message-----
From: Gourav Goel (gourav.[protected]@hotmail.com)
Date: Wednesday, February 11, 2009 12:32 PM
To: customer.[protected]@icicibank.com (customer.[protected]@icicibank.com)
Subject: Complaint of [protected] (Mandeep S Chahal)

Dear Concern,

Due to your data entry fault I had to face lots of problem regaring Bill Statements and Extra charges, which was really disappointing for me. I have purchased an item of 9500/- approx. long time ago. And i have already deposited more that 11000/- against it without getting any details and any statements.

In jan 2009 I got a message for depositing 15000+ for the same. I am realy fed up with this problem which I am not responsible for... Its really an hrassment for me. MOREOVER MY ICICI BANK ACCOUNT HAS BEEN BLOCKED for this payment. You are not authorised to charge customer like this. My whole banking transactions are blocked. I am not able to use my own money due to your Stupid and Illogical mistakes...

I showed patience for so ling but you people can never understand untill or unless I escalate thiss metter to TV & Paper media. SOLVE THIS PROBLEM IN 48 Hrs. ELSE I HAVE TAKE ANOTHER STEP WHICH IS MENTIONED.

Warning..!!
Few receipients for my Next mail:
[protected]@moneycontrol.com
[protected]@network18online .com

Credit Card No. : [protected]
Name: Mandeep Sing Chahal
DOB: 2-Jan-1983
Contact No. [protected]