ICICI Bank - Credit Card — Falls Transactions in A/c. and demand for payment. | |||
I am Mr.Ashutosh Desai and I am holder of ICICI Bank Credit Card No. [protected] (which is now transfer in to card no.[protected] without my permission or any communication) from Oct.2007 My card statement has showing so much disputed transactions (including ATM Transactions)and I have file written complaint to bank every time but they have not solve my single query and all the time when I make a call to Delhi, Chennai or Mumbai they use to tell me your reversal will be done in your next statement please make a payment or please do not stop making payments and I have made payment all the time on that commitment but the problems not getting solved and new fake transaction flashed in my statement, finally from 2 July 2009 I have stop to make any payment to ICICI Bank and now they are pressurize me to make payment with words that all transactions are made from my side and there is no issue I have to make payment of the complete amount otherwise they will contact to HR of my company and will spoil my reputation, and they are trying to abuse me by other ways also. Detail: My card limit was 1,25,000 /- (which is not used completly at any point of time)and I made Payment of 1,19,000 /- and still 1,28,133 /- pending dues according to bank. Detail of Disputed Tractions Date Amt. 11-Dec-07 ATM Withdraw 25000 Letter to bank on 21/01/2007 11-Dec-07 Cash withdraw Fee 625 15-Jan-08 Dodsal co op. 2604 260.40 Actual Letter to bank on 03/02/2007 2-Feb-08 Sapphire 2850 Letter to bank on 18/03/2007 23-Feb-08 Opp.Golden Tobeco 1200 Letter to bank on 18/03/2007 24-Feb-08 Cash ATM Fee 300 2-Mar-08 Enrich Hair 1480 Letter to bank on 26/04/2007 2-Mar-08 Enrich Hair 843 5-Mar-08 ATM Withdraw 2000 6-Mar-08 ATM Withdraw fee 300 10-Mar-08 over limit 500 10-Mar-08 late fee 600 6-May-08 over limit 600 8-May-08 late fee 500 31-May-08 over limit 600 8-Jun-08 late fee 500 27-Jun-08 over limit 600 8-Jul-08 late fee 500 20-Jul-08 over limit 500 27-Jul-08 late fee 600 27-Sep-08 late fee 600 11-Oct-08 Chq.Return 250 27-Oct-08 late fee 600 5-Nov-08 Chq.Return 250 5-Nov-08 ATM Withdraw 7000 Letter to bank on 20/12/2008 6-Nov-08 ATM Withdraw fee 337.08 27-Nov-08 late fee 600 27-Dec-08 late fee 600 27-Jan-09 late fee 600 27-Mar-09 late fee 600 54139.08 ans now till today they are calling me visit my home in absance of me and try to abuse me and presurized me to make payment.(I have not take wrong interest charges which charge me in this amt. the interest charging is continue till today without any solution.) Thank you, Yours trully Ashutosh Desai Was this information helpful? | |||
 3 Comments | |||
Comments
Dear Mr.Bagchi,
We apologize for the inconvenience caused to you.We have made a note of your credit card number and will contact you soon to address your concern.
Regards,
ICICI Bank Customer Service Team.
We apologize for the inconvenience caused to you.We have made a note of your credit card number and will contact you soon to address your concern.
Regards,
ICICI Bank Customer Service Team.
Hi,
We have made a note of your credit card number and we'll get back to you at the earliest.
Regards,
ICICI Bank Customer Service Team.
We have made a note of your credit card number and we'll get back to you at the earliest.
Regards,
ICICI Bank Customer Service Team.
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ICICI Bank — Credit card fake payment demand
Dear sirs,I had surrendered my credit card bearing no:[protected] nearly five years back on grounds o[censored]njustified demand by the Bank.There has been no transaction recorded since then and reported the Bank posted my name in the CIBIL on writing off Rs 65000/- without producing any legitimate statement to my address.After a long silence,I had received a credit card statement in the month of July,2010 demanding Rs 29484.71 on account of outstanding dues,though the matter did not indicate any membership number.There is a clear -cut anomaly between the default charge of Rs 65000/- as posted in CIBIL and the demand notice of Rs29484.71 by ICICI Bank,a copy of which may be produced on request.Hence the strange accounting practice adopted by the Bank give rise to confusion and subsequent harassment by the Bank employees.
Request to escalate on the matter as to how ICICI Bank can access CIBIL based on false ,baseless and concocted accounts and ruins the dignity of a person in Society.
Looking forward to your kind assessment and justice,
Regards
A.Bagchi
(M)[protected]