[Resolved] ICICI Bank — Debited my salary Account without my consent | |||
I have a salary account with ICICI bank. I had an outstanding due on one of my ICICI credit card. The bank had linked my credit card account with my Salary account without notifying me and placed a Lien on my Salary account. On 31st May 2013, they have debited my Salary account for an amount of Rs.38000, without my permission. Is this a legal mode of action? Thanks, Johnson. Was this information helpful? | |||
Aug 14, 2020 Complaint marked as Resolved | |||
5 Comments | |||
Comments
ICICI — Amount debited from my salary account for non payment of credit card
Sir,My salary account has been frozen and a sum of appx 12000 /- deducted from the account. The account shows negative balance.
While talks were going on for the closure of my credit card, since I have been under enormous financial constraints. How can the bank expect to be paid back if my account itself is frozen?
I believe the RBI does not permit this action since the Credit card is an unsolicited offering. Also since I had already expressed my desire to clear my debt, but the bank itself kept enhancing interest even after repeated requests of closure.
ICICI Bank — Money debited from my Salaried account
I have salaried account in ICICI Preet Vihar branch.On 05.05.09 before noon my account balance was Rs 13, 512/-
Then I withdraw Rs 200/- from Canra Bank ATM at 2:41 P.M. & balance was Rs 13, 312/-
On the same day my ATM debit Card was misplaced. And next day I was shocked when I found Rs 13, 300/- debited from account at 6:21 P.M. on 05.05.09.
Sir I am surprised that only I am known to my Pin number then how someone can access my account. After taking repeated quiries from the bank, but nobody gives the satifactory answer.
Sir plz do the needful as soon as possible.
Best Regards
Deepika Sehgal
Dear Mr. Kumar,
Kindly write to us at [protected]@icicibank.com with ‘Customer Service issue – account’ as the subject line. Request you to provide the relevant details of your account and credit card along with your full name and contact details.
Regards,
Nazia Sayeed
Office of the Nodal Officer
ICICI Bank
Kindly write to us at [protected]@icicibank.com with ‘Customer Service issue – account’ as the subject line. Request you to provide the relevant details of your account and credit card along with your full name and contact details.
Regards,
Nazia Sayeed
Office of the Nodal Officer
ICICI Bank
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ICICI Bank — Personal loan given without consent
I never applied for any personal loan from icici. They had sent me a checque of Rs 87000 couple of days back without asking me and charged processing fee and service charge on my credit card. I feel this is a unfair way o[censored]tilizing some one credit card information. It's a unfair way of forcing some one to take loan. It's cheating by putting that amount (processing fee and service charge) on some one's credit card, when that person has not used the card for taking loan. i would like to pursue a legal action againt ICICI credit card. Please help