[Resolved]  ICICI Bank Ltd — HARASSMENT

Address:Lucknow, Uttar Pradesh

Dear,
Please check attached, on 17th of OCT 2009 ARCIL Executive Mr. Prikrama Prasad visited at my home and provide a letter dated 01st OCT 2009 , the letter relating to my home lone a/c NO LBLUC [protected]. (Attachment Named ARCIL Demand 1st OCT 09 ) The letter clearly showed that Rs. 208.669 due with ICICI as principal amount (as per record ICICI Bank LTD.).
WE contact to ARCIL and raised query how you can demanded Rs. 208,669 as principal , but any can no comes ahead and ARCIL state always that Rs. 208,669 due as principal.
My father me and raised regular query to ARCIL & ICICI. On 09th of Feb 2011 when I mailed these facts to ICICI by mail again , then again ARCIL send a letter Dated 11th Feb 2011 received on 17th of Feb 2011 to clear that my fathers principal Rs. 206,346 was due with ICICI. (Attachment named ARCIL New demand letter 11th FEB 2011)
In year 2009 I had make many query to ICICI because the how , the staff of lucknow branch is harassing my father and family in Bank compound of Hazaratganj, Lucknow. (Attachment Named Application Dated 27-02-09 & Application Dated[protected]
The attachment clears that the bank staff not ready to deposit my EMI’s and harassing me and my father in bank compound and my father was afraid with that.
Now please give me answer of these query then I can able to do something for my dues:
1- Why ICICI bank staff not deposited my fathers EMI’s when he personally visited to Bank Branch on 26-02-09 & 04-03-09.
2- When I complaint regarding that through Phone banking SR No. 98884418 and an executive tell me that a bank authorized person visited at my home till 14-03-09 and collect the payment of my due EMI’s , then why A person visited at 11:00 PM but not ready to collect EMI’s and using abasing Language in front of my home and why he show his interest in Sahukaari System which was bounded by many court’s (Attachment named Application Dated[protected],
3- Why ICICI try to not deposit my EMI’s Regularly after my many E-mails and try to making arrangements to my fathers A/C comes NPA, My Mail Dates are 5th March 6th march , 9th Nov , 10th Dec , 18 march , 25 Nov , 25th Nov ETC. (Copy Attached)
4- Why ICICI share wrong Facts with ARCIL. ARCIL clearly written his letter dated 11-Feb in Para -6 that
“Further we have noted that one payment made to ICICI in AUG 2009 when the files and financial data when being handed over to ARCIL , could not given to effects in ARCIL Statement of account , which gave rise to principal outstanding showing as RS. 208,669 on the basis of your submission of bank statement , we have now given credit of the said EMI made in AUG. 2009 and your principal outstanding has been restated as RS. 2,06346 The total outstanding (after revision ) as on 12 FEB 2011 is as Under ”

(Attachment Named ARCIL Demand 1st OCT 09 & Attachment named ARCIL New demand letter 11th FEB 2011 )
5- Now when it is proved with Supporting Document that ICICI cheated and not prepare proper statement which was shared with ARCIL , Haw can ICICI dined my fathers harassment claim in any court/forum.
6- Why I don’t share these fact with my area Banking Ombudsman.
7- Why ARCIL Exceeded all limits and now how can they demanded a new amount which is differ from his previous Demand after a long gap.
8- When ARCIL and ICICI are big organization then who gave him to harass an 60 Years old individual person.
9- How after more then 1.5 years ARCIL can correct or modify his demand.
10- These point and Attachment nor clearly proved that ICICI and ARCIL were not pay his attention honestly in whole matter.
11- Can, ICICI give me A single drop of blood of my fathers body which was flamed in past and we arranged two bottle blood for him in oct 2011 due to rough work of ICICI and ARCIL.
12- Please tell me ,there is some water in both organization eyes or it comes dry to this level , the both organization can’t see the level of harassment and mass of the matter.
13- When, ICICI Transferred the Matter on 31st of July 09 (Attachment named ICICI 31 July) then how can he withdrawal EMI’s worth Rs. 4982 from my fathers bank account.
14- Check the attachment (Named Statement Dated[protected] when ICICI transferred my father’s case the how my Loan AC showed active on 18-08-09.
15- Why, I don’t file a claim petition in sufficient court /forum of RS. 10 Lac against my father’s and my family physical and mental harassment.
Your bank give me deadline of 18th of FEB 2011 , my signature complain is going on to keep normal relations with us in future with Khayal Apka Bank. I give you time of four working days till 24th of FEB to release my original document because my father had already paid sufficient amount disbursed by your bank and he was more harassed by your big & reputed organization after that dead line the matters comes to every indians eye's with help of electronic media as well as Banking Ombudsman & Consumer court.

Vikas Shukla
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Aug 13, 2020
Complaint marked as Resolved 
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Hello Sir,
I had a personal loan of ICICI bank (Loan# LPDEL[protected]) for 2lac 6-7 yrs back. I paid around 50k and my job changed. I was having financial crunch and could not pay it! I did not receive any form of communications from the bank all these years until 3 days ago. A person named R K Sharma (Cell#[protected] and his associates are calling my family members and in-laws and threatening us. They are also saying that they have court order for arrest warrant. Also threatened that will take away my passport and visa. My mother is a single parent and we have been in bad financial shape. Whatever I earned I supported my siblings tuition fees and my mother works in a private school. She spent her savings in getting me married and now does not have a dime. Even I do not work after marriage and they are threatening all o[censored]s. Somehow we managed to arrange 50k by borrowing from others and my mother sold her jewellery which she wore.

Yesterday they (RK sharma and his associates)came to Aligarh ICICI bank fro Delhi to talk and collect the money. My mother and brother were there and we told them our situation, yet they insisted us on paying 3lac right away. After a while they said they need 1.5lac to settle and will give closure letter but remaining amount will be showing in my name forever and cant take any loan further. We requested them and explained our situation but they did not pay heed and said rudely and threatened my family, that they will show what power they have and will take the money at all costs.

They contacted my mother today Nov 21st again and demanded money else they will go to embassy and file charges for deportation and cancellation of visa.My family members NEVER were their when i took loan.They never knew about it till the extortion/threatening calls started coming in past 3 days. They want the money to be submitted by tomorrow. I initially paid them 50, 000/- via ECS /PDC during initial months of my loan. Since I became broke, I couldn't do it.They have sent a document mentioning that cheque bouncing charges: Rs.4000/- I don't understand at all what to do.My mother has been rushed to doctor and has fallen ill due to their harassment. I really don't know what to do. My mother is so scared.We somehow arranged 50k and have no assets. These people are constantly calling and embarrassing my mother and now are threatening to harass my in-laws if we do not give them the amount.

can someone pls help us and stop this harassment. All I have 50k please take and close this case forever. I do not need any more loans from any one. Please spare my family members.

Pls help us to sort this out.

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