[Resolved]  ICICI Bank Personal Loan — not able to pay emis recieving threats to my family member

dear sir

i write to infrom you that myself chandan choudhary of howrah i have taken a personal loan of rs 189000/- loan a/c no.LPCAL[protected] EMIN AMOUNT IS RS 5467/- near by amount i have used this amount to open some manufacturing unit it was in the year of 2007,but i unable to pay the amount after paying 18 emis between a gap of 1 or 2 months whenever the collection agent come to me i try to the amount but last time i unable to pay the same to one of the collection agents he threat me like this i will come at night & and disturb you in front of your neighbours name was some start with sanjit or sanjib i did'nt remember,any way i ask him to take 2000 which was presently i have but he deny he said me to pay in full emi and in cash no cheque.
any way further i have recieved no calls from there side till now,as because may be my post paid mobile number was given over there but whenever i paid my emins i used to write my prepaid mobile number.
now please advice how to get rid of such propblem and can i settle the accounts i have two option from my side i.e. the machine which i was bought for rs 105000 now costing max. 40000 or by paying 1000 per month.the bank will take the same,i have intention to pay or settle the account like this way.

i will be benefited if you kindly give me your valuable suggetion.


with regards

chandan choudhary
[protected]