[Resolved]  ICICI — ICICI-Fraud everywhere

I've been doing business and I had a big loss. I've all my transactions in ICICI for the last 5 years. Credit cards to Saving accounts to personal loans. I never took any other bank card. I've paid so much interest to ICICI cards. But now, since I'm in bad situation, I'm unable to pay interest. I've been requesting you come to one solution, Since I've credit cards and personal loans. They hell bent on taking cheques and bouncing it from me. I've big list of ways of ICICI cheat their customers. Since I've experienced, I can guide others how to avoid these frauds and avoid getting entangled in mess. I'll be happy to share their methods. They do sell their insurance products to credit card customers. All through back door methods. Unfortunately, I fell into their trap. Everytime, I saw different ways adopted by ICICI personnal to cheat me. Latest one, they deposited one of post dated cheque, with date modified by ICICI collection agent. How can they change a cheque given by me dated June 2009 as May 2009. Unfortunately I wrote /06 and they changed into 05. They deposited and made the cheque to bounce. They clearly have people who are good at talking nicely and know methods to forge people signatures. I doubt ICICI bank and credit card division people work closely. When I deposit cash, they delay my deposit so late, and I end up with bouncing of cheques. Today evening I deposited cash at 5.45PM in a branch. Cash deposit is done so that it can get credted quickly. But till midnight, it is not credited. If they cannot credit in the same day, why do they take money?
Though my credit history is too good for the last 4 years, all ICICI people are interested in collecting cheques and deposit and make the cheques bounce. They collect the cheques before hand saying, that this is for creating settlement letter. We don't get letter, but hear cheques being deposited. Morever, they change dates and deposit. Herafter, I need to take a snap of all collection agents. Don't trust anyone. I've their vehicle numbers and I've taken their phone numbers. Anyway, nobody will attend the calls. I'm ready to share more details. I'm collecting all missing links.