[Resolved]  ICICI Credit Сard — Settlement

Address:Chennai, Tamil Nadu

I was using 2 ICICI credit cards. At one stage I am not able to continue the credit card and I have sent mail to ICICI bank stating that I am not able to continue the card and I want to settle the card by one payment. The total outstanding amount when I was requesting for settlement was Rs. 38,000 with interest. But the bank rejected and kept quit and with my notice they have debited Rs. 29,000/ from salary account. After 1 year they came back and asked for payment. They asked to pay the actual amount I used Rs.38,000 and told once I settle the card, they will release the amount debited from my account Rs.29,000. I payed the total amount Rs.38,000 after I asked to release my amount Rs.29,000. But they are not reverted and still asking to pay Rs.26,000.

ICICI bank is the no.1 worst bank in India, they will never give any written statement and nicely cheet the the consumers.

If i would get any solution for this it will be great. Thanks.

Regards,
Sasikumar
[protected]
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Aug 13, 2020
Complaint marked as Resolved 
ICICI Bank customer support has been notified about the posted complaint.
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I had done the creditcard full and final settelment of icici credit cards on 28 feb 2009 by the cheque of standerd charted bank of Rs. 17000.00 ( cheque no. 777399.)
according to the letter received on feb 26 feb 2009. the letter no. is CWE2NSK/022009/26199/WOTC.
after 3 month the cheque is returned by courier. reason given that the cheque is not valid for the payment of credit card the i followd up and again the ICICI credit card gives me scond letter and in that letter they had mention that you are unable to pay full amount so as per discussion we offer u the settelment in Rs. 17000.00. on 24 apr 2010. and i had paid Rs. 17000.00 to credit card department.In apr. 2010
but i had given the cheque in feb 20009 .
now i am having problems for hoam loan .because my name is in credit report of india.
please help me to remove my name from cibil india.

Hi,

We are sorry for the inconvenience caused. Please write to us with your contact details at [protected]@icicibank.com and we'll get back to you. Kindly refer "1020128" in the subject line.

Regards,
ICICI Bank Customer Service Team.
i have suffered the same way...i lost 40000 to icici...never take credit card from icici.
Hi,

We are sorry to here about your experience. Please send us your contact details at [protected]@icicibank.com and our official will get back to you soon. Kindly refer '3084896' in the subject line.

Regards,
ICICI Bank Customer Service Team

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