[Resolved]  ICICI Credit Card - Blocked — CREDIT CARD BLOCKED IN SPITE OF NO DUES

Ranvir Ahluwalia
Credit Card #[protected]

This is regarding my ICICI credit card being blocked inspite of "Zero" remaining dues.

I have had this credit card for around 3 years and have hardly ever missed a payment. Till then my experience with ICICI was very good.

In December 2009, my outstanding was around 53000 ( I had a limit of 55000), when I had to go to Belgium for a company project. I wrote a check of the total outstanding due and gave it to my younger brother to make the payment.

Now, when I came back in April, it turns out my brother forgot to deposit the cheque and hence the credit card missed a couple months payment due to which it got, "Over Credit Limit" (OCL) and hence had been "permanantly blocked". I contacted the bank authorities and was told to clear the dues Rs.67800 and then the card would automatically get "re-activated".

Hence, I immediately made a payment of Rs. 67800 (16th April - Connaught Place - A Block - New Delhi). But they did not re-activate my card. On 20th April, as per newly generated CC statement, my outstanding become around Rs.2150 (interest for previous month). I was then told to clear this and then my CC will get re-activated. So, I again made a payment of Rs.2150. I have no outstanding with your bank but still my CC has not been re-activated. Now, when I call up customer care, they say my credit card can "Never" get activated because it is "Premanantly Blocked".

I agree that the mistake, although "unintentional", is on my side (my 18 year old naive brother). But then why was I told to make the payment to re-activate my card. I have been such a good customer, who does not owe anything to your bank, where does your "Khayal Aapka" banking TV Ad commercial and commitments go? I strongly feel that I have been cheated.

With the latest experience I have had with your bank, I have little hope that I will be heard by your bank. But, still I write to you, looking forward to resolve this.

Regards,

Ranvir Ahluwalia
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Aug 13, 2020
Complaint marked as Resolved 
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ICICI Credit Card — Payments asked inspite of clearing dues

i have a ICICI Credit card for which i had an overdue of 40K.
In January 08 i cleared all the dues in one cheque and cash and brought my dues to zero.
Next month in February i received a statement saying overdues.
When i contacted their officer, they asked my to overlook that and it will not come from next month.
I asked them to send a mail confirmation, which they did.
Inspite of that, ICICI bank is still sending me statements for overdues which have raised upto 28K last month and pressuring saying today is the last date..you pay now and any compaint can be settled later.

Because of this overdue, i am a defaulter in Credit cards and i am not able to get a credit card from any bank.

I am not sure how to settle this matter.
Can somebody guide me in this.
respected sir
my credit card no:[protected] this account 5.1.2009 iam paid amount Rs 3785.00 in my SB account check present in karaikudi icicimain branch (check no:045469) I mistakely wrong credit card no:[protected]so please kindly refund the amount sir

DETAILS

ORIGINAL CERDIT CARD NO:[protected]

WRONG CREDIT CARD NO:[protected]

A/C HOLDER NAME : T.IYAPPAN

CHECK NO:045469

AMOUNT :3785.00

CHECK DEPOSIT DATE :5.01.09

COLLECTION DATE :7.01.09

BRANCH:KARAIKUDI MAIN BRANCH(ICICIBANK)


PLEASE KINDIY REFUND THE AMOUNT
THANKING U
Dear Customers,

Kindly write to us at [protected]@icicibank.com with ‘Customer Service - Credit Card’ as the subject line. Request you to provide the relevant details of your credit card, along with your full name and contact details.

We will be glad to assist you.


Regards,

Nazia Sayeed
Office of the Nodal Officer
ICICI Bank
Hi Ranvir,

We have made a note of your concern as mentioned here. We'll contact you and work to address your issue at the earliest.

Regards,
ICICI Customer Service Team.

ICICI Bank Credit Card — BLOCKAGE OF CREDIT CARD IN SPITE OF PAYMENT

Regarding Non credit of paid amount in my credit card.
Credit Card no- [protected]

I have deposited Cheque no. 908099 dated 07/09/10 for Rs.25000 of Central bank of India, Muzaffarpur, Bihar. branch at your "KARBALA BRANCH, MUZAFFARPUR " CODE NO. 0306 BRANCH on 07/09/10. mY account was debitede on 09/09/10 but till date the paid amount of Rs. 25000 is not credited in my credit card account.
hence you are requested to arrange credit in my credit card account immediately otherwise I may make complaint to "OMBUDSMAN" and your CMD kochar madam.

Furthur please note that you have blocked my card in spite of payment on due date. hence you are also requested to lift the blockage of my credit card account.

reply on my email id- [protected]@yahoo.co.in

H.S. THAKUR
Dear Mr.Thakur,

We apologize for the inconvenience caused to you.We have made a note of your credit card number and will contact you soon to address your concern.

Regards,
ICICI Bank Customer Service Team.
Samuel Joseph Devakirubai
[protected]

Im using the above said numbered credit card for the past 7years. Yesterday while im booking a train ticket
online, the cars was blocked because of wrong OTP number.i request to release immediately.
Thank u.
Dear sir
My credit card number [protected] have been blocked due to wrong security code fedded so many times
Dear sir

I rakesh agarwal am user of credit card no. [protected] and this credit card have blocked due to wrong security code feeded so many times. Please guide me how i can relode my new security code.

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