[Resolved]  ICICI Emi Card — OVERLIMIT FEE & INTEREST

I PADAMATI KRISHNA GOUD TAKEN AN ICICI EMI CARD VIDE CARD No. [protected] IN 2008 BUT IAM USED CARD Rs. 23,175/- Dated 16.02.2009 At Sai Chakrika Furniture Shoppe At HYDERABAD. The Bank Proposed EMI Transaction Fee 149/- & Service Tax 18.42/- Then Also I am Not Crossed 24,000/- Which Was my Limit of Card. I am Utilized 23,342.42/-, But Bank Was Proposed OVERLIMIT FEE (500/-), SERVICE TAX (51.50/-), INTEREST CHARGES (199.14/-) & SERVICE TAX (20.51/-). I approach the Call Centre for the above additional charges and I am paid 1000/- vide ch. no. 205170 this was also cleared before the due date.

The Bank people was reversal the over limit Fee only and also they proposed again OVERLIMIT FEE (500/-), SERVICE TAX (51.50/-), INTEREST CHARGES (435.08/-) & SERVICE TAX (44.81/-) and also I am paid 2000/- Cheque vide ch.no. 205175 Dated 13.4.2009. It was also cleared and also I am paid 2 times 1000/- to bank executives. and so many times I am called for close my account with my actual balance i.e. (23,342 – 5,000/- =18,342/-) I got an call on 06.03.2010 at 10am for payment of balance that time also I said that peoples “ I AM READY TO PAY YOUR AMOUNT WHICH IAM DUE” They done approach again Me, Yesterday I am got an Legal Notice Vide RLAD.No.31294 Dated 06.03.2010 From their Advocate.

I am Taken So Many Loans From Them And Also Paid Promptly ( A Loan 1,65,000/ ( 5,965/-*36M) It Was Closed On 05.09.2009 with Out Bounce of Any Cheque & I am Taken An Car Loan 3,20,000/- (10,560/-*35MonthsIt was also Closed Next Month on 10.04.2010 With out Any E.C.S. Return)