[Resolved]  ICICI — Harassment & Extortion

Address:

Aligarh, Uttar Pradesh

Hello Sir,
I had a personal loan of ICICI bank (Loan# LPDEL[protected]) for 2lac 6-7 yrs back. I paid around 50k and my job changed. I was having financial crunch and could not pay it! I did not receive any form of communications from the bank all these years until 3 days ago. A person named R K Sharma (Cell#[protected] and his associates are calling my family members and in-laws and threatening us. They are also saying that they have court order for arrest warrant. Also threatened that will take away my passport and visa. My mother is a single parent and we have been in bad financial shape. Whatever I earned I supported my siblings tuition fees and my mother works in a private school. She spent her savings in getting me married and now does not have a dime. Even I do not work after marriage and they are threatening all o[censored]s. Somehow we managed to arrange 50k by borrowing from others and my mother sold her jewellery which she wore.

Yesterday they (RK sharma and his associates)came to Aligarh ICICI bank fro Delhi to talk and collect the money. My mother and brother were there and we told them our situation, yet they insisted us on paying 3lac right away. After a while they said they need 1.5lac to settle and will give closure letter but remaining amount will be showing in my name forever and cant take any loan further. We requested them and explained our situation but they did not pay heed and said rudely and threatened my family, that they will show what power they have and will take the money at all costs.

They contacted my mother today Nov 21st again and demanded money else they will go to embassy and file charges for deportation and cancellation of visa.My family members NEVER were their when i took loan.They never knew about it till the extortion/threatening calls started coming in past 3 days. They want the money to be submitted by tomorrow. I initially paid them 50,000/- via ECS /PDC during initial months of my loan. Since I became broke, I couldn't do it.They have sent a document mentioning that cheque bouncing charges: Rs.4000/- I don't understand at all what to do.My mother has been rushed to doctor and has fallen ill due to their harassment. I really don't know what to do. My mother is so scared.We somehow arranged 50k and have no assets. These people are constantly calling and embarrassing my mother and now are threatening to harass my in-laws if we do not give them the amount.

can someone pls help us and stop this harassment. All I have 50k please take and close this case forever. I do not need any more loans from any one. Please spare my family members.

Pls help us to sort this out.