Respected sir;
I am working in Bangalore International Airport as super visor –ARFF, I have a salary account with ICICI bank and the account No is:[protected] and I was issued with the debit card No: [protected],
On 30th November I tried to with draw Rs 18000/- from the corporation bank ATM at yelahanka old town, but money was not come slip came as money deducted. Same day I gave a complaint to ICICI bank through E mail, they told to wait for 45 days, now 30 days are over, I am fully depend upon my salary, so kindly look in to this matter, and do the needful.
Dear Mr. Rao,
This is with reference to your e-mail to Mr. Harshil Mehta with regard to your query related to the cash discrepancy from Non ICICI Bank Atm.
We would like to reiterate that the mentioned transaction of Rs.18, 000 has been approved and claimed by the VISA. Hence, reversal of this transaction is not possible from our end.
We have initiated a chargeback on December 13, 2008 for the mentioned transaction on the acquiring Bank.The TAT (Turn Around Time) for the same is 45 days. Hence, we request you to wait for 45 days from the date the chargeback has been raised.
Sincerely,
Jyotika Jaggi
Customer Service Executive
ICICI Bank Limited
Aug 14, 2020
Complaint marked as Resolved 
I have also taken loan from ICICI and its been like living in a nightmare when you see interest rates of other banks. This bank just doesn't reduce rates. I am really thinking about transferring my loan to other bank. I hope ICICI doesn't foul cry in transferring the loan.
Rohit
New entrants...beware of this CHORE bank...dont go by lower interest rate or hassle free documentation process...watever u saves in 1 month or so u will loose in very next month...& u will repent...even i[censored] want to close home loan...it will be very very Problematic.
Wish this bank closes sooon...so that people r not cheated
ICICI Bank Home Loan — No co-operation from the bank.
I had taken a home loan from the bank, Bangalore branch, nearly three years back. The loan was a joint loan; me being the applicant, and my wife being the co-applicant. The loan was taken at an interest of around 7.5%.Unfortunately, due to personal differences between my wife, and me, my wife decided to no longer support me on the loan. The interest had gone up to 14.5%, and I could not afford to pay this much on my own.
My wife will not allow me to sell the flat. She will not take over the flat. And I cannot afford to take over the flat on my own. In such a situation, I was forced to stop my EMI payment.
I have been running behind the bank ever since, to find an amicable solution to this problem. The bank is so indifferent. All that they care about is forcing me to somehow make the payments. They are trying to use all means to get me to do this. I even informed the bank that I am willing to surrender the flat to the bank. I visited the bank to sign the required documents, but every time I go, they come up with one or more excuse to try and make me avoid this. The bank is at loss if I surrender the flat. They would like to ensure that I either remain with the loan, so that they profit from the interest amount, or delay this as long as possible so that they can benefit the maximum on the interest on the delayed amount.
Am not sure of what course of Action I can take. Any help or suggestion is most welcome.
Thanks,
- Satish.
I also completely agree that this bank is playing around with the customers mind, fooling ppl and government. I totally lost my faith on this bank. I[censored] call at call center of this bank u will get answer contact nearest branch. i[censored] contact nearest branch u will get ans contact Parent/Mother/Home branch. and i[censored] contact Parent/Mother/Home branch u will get the ans contact call center. Only wate of time and money. At last u will have nothing in ur hand other than frustration.
I have home loan since jan 2007 that time i was told ROI will be flexible i.e. ROI will be fixed for first 5 yrs and then it will change as per market conditions that too can be changed after 5 yrs as per requirement. But All this was absolutely FAKE...i was told ROI will be 8.25% but sanction letter given of 9.75%. Loan Tenure was for 15 years but now it is 39 years at 12.75% p.a. This loan process started in July 2006 and i have recd disbursement in jan 2007. That time i have provided all my original documenst of property and now bank is saying they have only Agreement copy and nothing else.
When i tried to switchover to nationalised bank no coperation recd from this bank. Nationalised bank is asking for all documents and this bank is saying they dont have such...
ICICI don't have any ethical sense even. They play all cheap tricks when you approach them for loan transfer to other psu banks. They even manipulate the documents which other banks need from ICICI, giving wrong impression on the customer.
When we all agree that we are being cheated, why can't we do something. Just by having mutual consent that we are being cheated will not solve the problem. We need to be unite and
do something to find the solution of this problem.
I am sure there would be thousands of other people who have taken the loan from this bank and facing the same problem which we are facing. They have not expressed their problem because they don't know what to do and how to do.
Infact, i don't know how can we solve this problem but something needs to be done to check this fradulent behaviour of ICICI bank.
One step which we can take is to unite at one common place and call the press to raise this problem. This will have two benefits - first, govt will feel some pressure to take action against this bank and secondly, we will be united by other people who are the victims of this bank.
All of you, please suggest the ways, how can we get the solution to this problem.
Please do this as soon as possible.
only BANGALORE CITY pepole contact
ASHOK RAJ
LIC OF INDIA
BAGALORE-560001
MOBILE NO-[protected]
E-MAIL- [protected]@yahoo.co.in
We must do something for this torture.
Also RBI has no control with any of the banks. The concept of "floating" means fluctuations as per market conditions. Now the banks are reducing the interest rate for new loans but nobody is caring for existing loans. The concept of "floating" doesn't make any sense at all.
Now that you are an existing ICICI home loan customer, you can avail a new interest rate of 9.75%. The details of the same are given in the link below
http://wealth.moneycontrol.com/features/home-loans/rate-war-icici-drops-home-loa...⇄
Regards
Deepak
[protected]
Wish this bank closes sooon...so that people r not cheated
ICICI is pathetic... I am also thinking of switching the bank...
This is Firoz salim from mumbai ... I m also facing the same issue with ICICI bank...
I just want to know what is the procedure to transfer Loan to other Nationalize bank ...
and which Bank is better is Home Loan ...Please help is on this..
Firoz [protected]
RBI should take necessary action against ICICI Bank as early as possible.As I think we purchase homes for paying highest salary for Ms.Chanda Kochar.Our Home loan floting intererest is directly properational to her salary.
ICICI Bank is like a trap, they help us all the things before trapping us.After we fall in a trap they treat us very badly.
Your's,
A poor ICICI Bank Home Loan Custumor.
I absolutely agree with all you statments . ICICI bank is a cheating bank. Besides the rate of interest they are also cheating with the new standard CTC cheques. It was committed that after providing the new standard cheques the old PDC cheques will be returned, however i received a letter from ICICI that the old PDC cheques will not be returned as they have the rights to shred.
The bank is even charging more than the rate of interest for mine was a flip case and was assured by them that at the time of retirement of my father the charges will go down upto 50%. But not yet so far.
It is better to make aware of all the consumers not to avail ICICI home loan.
Chandran