[Resolved] ICICIcredit Card — Harrasment calls from Third party brokers of ICICI | |
Respected Sir, I am Vasavi holding an ICICI Bank Credit card No: 4076 **** **** 2004. I stopped Using this card since Dec'2008. And my last payment also in the same month. Unfortunatly, I lost job and didt paid the amount since 12months and i was informed the same when i received a call from the ICICI third party people. And suddenly I received a call on 28/01/2010 from No : '"[protected]". Saying that this call is from Delhi Crime Branch and the person who is speaking is DCP. He told me that i made a crime and they have a non-bailable worrent on me and they want to arrest. I was asking that person what was the crime i have done and also told them that I am from a respectable family married and a house wife Whats the crime I have done. But he didt tell me that all this is for a Credit card. The person also tracked all the Incoming and outgoing numbers of my Reliance GSM mobile number which i was using since past 30days. And that person also making a drama that I was over used the mobile and reading out all my outgoing calls over speaker phone. I Again asked that person pls tell me what was the crime I have done. Then he told me That i have to contact a advocate who put a case on me. And the details of the advocate provided as follows Name: OP SHARMA'' Cell no: [protected]. I Have Immediately contacted my Husband and we both had a Tele conversation with the given advocate. We explained him all the details of the delay. He told us that as the case went to legal, we have to pay a total amount of Rs. 1,71,000/-. But, as emergency(to put the case on hold/ to stop the non-bailable worrent to ward u) I have to pay 30% or 40% amount (Rs 42,160/-) Immediately to the given account number. But, we told them that we will deposit to the bank CC a/c. And that person also given a mail ID: [protected]@yahoo.in Saying to send a scanned copy of the paid receipt to the above provided mail id. We have immedietly went to bank and Deposited the amount of Rs 42,160/- @ Goregoan (east) Mumbai branch of ICICI Bank. And also we sent Scanned copy of the receipt to the given mail ID. After that we again went to ICICi bank @ J B Nagar. And asked for My Credit card details. They provided that i have an outstanding amount of Rs 71000/- and actual card limit is Rs 38000/-. The Bank Staff also said that it was a fake call , thats may be not from crime branch and all is bull . We are now contacted bank to give the final settlement letter as have have paid a huge amount. But, Still I & My Husband getting Harassment calls from these numbers [protected] & [protected]. We are very much unhappy with ICICI Bank recovery cell and with the system what they follow. I Think this is not the way to recover the amount, Playing unwanted games with the customers of the bank. As, we have a very much good payback history. Requesting the forum to help us from this calls. Regards, vasaui Was this information helpful? | |
Aug 14, 2020 Complaint marked as Resolved | |
3 Comments | |
Comments
My brother who also held a credit card and there is some amount outstanding there on is getting similar calls.
Someone called up saying he is an Inspector calling from Patiala House and he made him speak to a seemingly advocate, they told him that there is a warrant against him and that he should immidiately pay Rs 70000, else they will forward the warrant to his home state. The so called Advocate said she can drop the warrant if he pays through a post dated immidiately at a ICICI branch.
Using such threatening measures only tarnishes the bank's image.
Rgds
Ashis
Someone called up saying he is an Inspector calling from Patiala House and he made him speak to a seemingly advocate, they told him that there is a warrant against him and that he should immidiately pay Rs 70000, else they will forward the warrant to his home state. The so called Advocate said she can drop the warrant if he pays through a post dated immidiately at a ICICI branch.
Using such threatening measures only tarnishes the bank's image.
Rgds
Ashis
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1.send the notive to the bank legal department(ICICI vadodara)
2.asking the details statement of the card from the date of issue of the card.
3.Now the thing is "the bank should calculate the interest of 2.99% only
4.But they will calculate the interest rate of 56%.
5.whatever the legal dacument you are sendin to the bank through ur advocate..it should be registered in the court...(moving legally means same meaning)
6.So now the bank has to give the response to ur legal notice(to ur advocate).
7.So the details statement should equal to ur current outstanding o[censored]r card.(what they show in ur recent statement)
8.So at the time the rate of interest wil be highlited(56%).
9.According to the RBI rules should collect the interest rate is only 2.99%
10.So that is the reason they wil not give the response for ur notice..
11.Finally they wil come to the settlement...and more u will get the enough time to think over it...So..Immediately please move legally...( advocate charge nothing more than 2000)...
12.You can take the happy breath...ANy doubts reply me..