[Resolved]  ICICIcredit Card — ICICI not accepting the Settlement they did with me.

Dear Sir:
I had an ICICI Credit Card, for which I had done a settlement on the Principal amount, now 1 year after my settlement, The bank refuses to accept that they did any settlement, they have taken that money that I paid in -lieu of Full and Final Settlement as a regular payment and now threaten me that they will BLACK LIST my credit history. I checked with the Bank Redressel forum also but they also gave the same response, that you have to make the payment as we never did a settlement with you, I have all the details with me, If you can help, I can provide alll the details.
Thank you,


Thanks & Regards,

Mohit Sah
# + 91 [protected]; +91 [protected]
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Aug 14, 2020
Complaint marked as Resolved 
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Dear all,

I was made to take an ICICI EMI Card by the so called customer service people 3 years back... There were at my door step every time saying that ICICI has nominated you for this type of cards. They said that i can use it as a debit card also.

So i withdrew some money and later when i came to know that i should not ve done that, i paid the principle amount discussing with the credit card manager here in chennai, Mount road office. The card was closed that time amicably and a letter was issued to me.

Later, i kept receiving calls from ICICI Advocates regarding the same and i ve explained them everytime what has happened. But now, i came to know after 3 years that my name has been black listed in CIBIL for any loans .

This is ridiculous. I am cornered now. I was true to them but they have cheated me.

Please some one suggest me what should i do now ? Is there any possibility that i can prove myself and take my name off from the list with CIBIL ? I cant spent money on this being a middle class fellow.. I would also like to know whether this sort of things happens to big shots too ?

Frenz, if you ve any idea or suggestion, plz call me at [protected] or mail me with your valuble ideas.

Thanks & Regards

Venkatesan

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