[Resolved]  Samsung Split Air Conditioner 2 Ton — irregular ecs collection from bajaj's end

Dear sir,

i would like to know that on what basis does bajaj finance collect the emi of a loan
I am having a loan from bajaj finance for the air conditioner that i have purchased from viva electronics
i have purchased 2 A/c wiz
1)Samsung 1 ton window
2)samsung 2 ton split
loan amount for both is 42000 and the repayment mode is of 6 month therefore my emi is of Rs 7000/- month.
Now my problem is that your compnay doesn't have a fixed date for collecting emi.
My first EMi was debited on 5th of sep second on 6th and third on 5th due to this i don't undestand that by which date i should keep my ready in my account. during this third emi i was short of Rs 500 and due to which ur payment got bounced and i was been charged Rs 200 for insufficient balance, as i was in planning of arranging my funds by 6th of november just after your payment got dishonoured my funds were credited to my account so thing is that, the people who borrows a loan have very tight shedule of arranging funds and due to this minor negligiance they have to suffer unnecessarily. so please look in to the matter and if possible try and adjust the penalty amt that i beared because of you. if you want i can provide u with all the necessary proof of documents and bank statement.