[Resolved]  Sbi Cards And Investment P Ltd — Black listing for SBICI p

Address:

Karnataka

Sir,

unfortunately I took a credit card from SBI credit cards and investments P Ltd, a wholly owned subsidiary of GE financial services ltd, a MULTINATIONAL COMPANY. Initially I thought that the card operations are done by SBI, a nationalised Bank and took the card.

I had a dispute regarding the lost card and appealed to STATE consumer disputes redressal commission and the order was issued quashing the bill raised by the SBI credit cards. They did not appeal the judgement in national commission and hence state commissions order is operational.

I started receiving letters and goons at my doorstep, I complained to police, thereafter physical harassment stopped. But mental harassment over phone and thru letter continued. Even after I sent copies of judgement to the said company's offices at Chennai, Gurgaon, Bangalore , they asked me to come for negotiations to settle the matter, after which they will issue me a closure report. and when i once went to GEs ofice in MG road , Bangalore, they told me that I will be blacklisted for any future loans, if i do not cough up the sum demanded by them, even though I handed them over a copy of the judgement.

In view of the above I am now confused that whom to approach. CREDIT INFORMATION BUREAU of India works for institutions and not for individuals. This is the one which gets info loaded from the banks NBFcs Insurance companies etc, on the credit status of individuals. But they forget to clear when account is settled either thru mutual understanding or by court orders.

My card Number was [protected]

Regards
Naagesh