[Resolved] SBI Cards — NAME AT CIBIL | |||
Dear Sir, I was having the sbi CC[protected]) which was got closed(Due to unavoidable circumstances) in Oct. 2007 under one time settlement by paying an ammount of Rs. 7500/- vide receipt no. 9479605 under book 189593 of SBI CARDS. No NOC & Clearance Certificate was issued to me inspite of repeated requests at customer care. I was informed telephonically that my acct have been zeroised & I wl not be receiving any monthly statements. I applied for a auto-loan recently & came to know from my banker that I am being shown defaulter at CIBIL,DUE TO NON PAYMENT OF MY CREDIT CARD. I lodged my complaint on 29/04/2010 with SBI CARD H/LINE & I was assured for the compliance of my complaint within three days but i am sorry to convey that no action has been taken so far till today. Once again I talked today but surprisingly came to know that my complaint has not been forwarded & some senior official from SBI will call me after Monday-10/5/2010. The attitude of SBI CARD officials seems to very megalomaniac having tendancy to only harass its customers. Due to non clearance at CIBIL,I am unable to get/process my auto-loan. i will request from your forum to initiate appropriate action on SBI CARD AUTHORITIES. An early action to my complaint will be appriciated. Was this information helpful? | |||
Aug 13, 2020 Complaint marked as Resolved | |||
1 Comment | |||
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go to cibil site download the sample report and understand the terminology - cibil is here for good - if you are responsible about the credit then you will enjoy the rewards else you will get punished for violating the original agreement with the creditor who extended you credit on good faith and you have not lived upto that; it hardly matters what was your situation that you have not paid in full but opted for settlement.
the name will remain on cibil report for atleast 7 years and if you want to rebuild your credit again then start working for that .