Dear Sir,
I had applied a housing loan from SBI, NAL branch bangalore in Feb 2009. I did all the verifications done, attached all the documents they asked and they were satisfied with the documents. Even though there was no way of getting the status update, I tried in whatever way I could. They kept on saying that it is under process always. Now after 3 months they say that my applications has been rejected due to ineligibility. This is very wierd and stupid as there is no way it can be as my and my wife's income together makes a good amount, much more than the eligibilty. Also please note that the application is taken only after checking the eligibilty. They are also not able to explain what the ineligibilty is. Now we are facing severe problems as we had alrady paid a good amount as advance to the builder. How can we trust these nationalised banks and their service. It is really horrible and very downgraded. Was this information helpful? |
I had applied a housing loan from SBI, RACP branch Bhopal in Apr 2009. I did all the verifications done, attached all the documents they asked and they were satisfied with the documents. Even though there was no way of getting the status update, I tried in whatever way I could. They kept on saying that it is under process always. Now after 3 months they say that my applications has been rejected due to non verfication of address on which we reside, Me and My brother both work in software industries so it will be sure that on weekdays no one will be at home, we presented our rent contract and all the proofs then to they are not satisfied. This is very weird and stupid as there is no way it can be as my and my brother's income together makes a good amount, much more than the eligibilty. . They are also not able to explain what the ineligibilty is. Now we are facing severe problems as we had alrady paid a good amount as advance to the builder. How can we trust these nationalised banks and their service. It is really horrible and very downgraded.
Sharad Patel:
Sharad.[protected]@capgemini.com
[protected]