[Resolved] Standard Chartered Bank — CIBIL | |||
hi sir, I am Mahesh Shendkar. I had taken a Credit Card from standard chartered 12 years back. Due to some finincial problems i paid the minimum due ammout which they asked to pay in their regular monthly monthly statement for 6-7 months . After that their recovery officer suggested me to do the settlement. i also decided to settlement of this issue & paid almost 35000/- to bank, that time the officer told me to do the settlement so they will not add my name in CIBIL record. Now i they added my name to CIBIL record i have all docs,. of the settlement & no dues & Nil balance letter from them Also I had already apply for Property al Loan, but i can't get this without clearing the CIBIL record. As all banks considers this fullish records & avoid to give loans to valucable customers. please help me i am in serios trouble Thanks, Mahesh Shendkar Was this information helpful? | |||
Aug 13, 2020 Complaint marked as Resolved | |||
 4 Comments | |||
Comments
I was having a OD account with stanchart bank lucknow branch called mileage a/c with a/c no.[protected] which was closed in august-10 and bank has given me no objection certificate also but after then whenever i tried to get any loan from any bank they always refused after case login and says your cibil report is negative,now on 07.02.11 i got a letter from CIBIL that my a/c of stan chart bank is still not closed and there is a overdue amount of Rs.22642/ so my report is negative.After this incident i tried to contact bank authorities by personal visiting there lucknow branch but nothing happened then i e-mailed the story at there customer care id but no reply has been sent to me till date.Is this the way to deal with a customer & bcoz of them my reputation and credit worthiness is questionable.Kindly do'nt ever deal with this bank where nobody is even listening you and where the working culture is too bad.
Reply
this is a worst bank. there phone banking is too bad. no one receive the call.
Dear, Mr Mahesh shendkar
what is the status of your account in CIBIL report? Is it reflecting as SETTLED? or WRITTEN OFF? The special status is the status assigned to delinquent account by lender so you need to check the status. If you have the clear settlement documentation then its easy to approach SCB and clear the issues associated with your account.
In case you need any specific help write to me at [protected]@rectifycredit.com
regards
Aparna
what is the status of your account in CIBIL report? Is it reflecting as SETTLED? or WRITTEN OFF? The special status is the status assigned to delinquent account by lender so you need to check the status. If you have the clear settlement documentation then its easy to approach SCB and clear the issues associated with your account.
In case you need any specific help write to me at [protected]@rectifycredit.com
regards
Aparna
Dear client,
Your Credit Information Bureau (Cibil) credit information report(CIR), other than your income, is the single most important tool used by a lender to evaluate your application for any loan or credit card application. Naturally, it's important that you understand yourCibil CIR and what it takes to maintain a credit history, so that it is viewed favourably by lenders.
We providing assistance on behalf of the client to get CIBIL report.
Please not we neither working on behalf of CIBIL nor any other government department.
We are Independent financial advisors.
Our serivices includes
1. Assisting for applying CIBIL reports
2. Helping for CIBIL report correctoion
3. Assisting getting loans from nationalised or private banks or NBFCs
4. Representing CIBIL issues and other matters to client's bank
5. Fighting for getting NOC or NO DUE CERTIFICATE from banks on behalf of client after settling account
6. Liasioning between Bank and Cleint to sort out the matter of credit cards or loans
NOTE: CIBIL REPORT IS STRICTLY PRIVATE AND CONFIDENTIAL DOCUMENT NEVER DISCLOSE TO ANY ONE
We are not providing any free services but advising professionally and result oriented.
Office:
VERITAS THE TEAM
914, Sahajanand Shopping Centre
Opp. Swaminarayan Temple
Shahibaug Ahmedabad 380004
Ph:[protected]
Fax :[protected]
SMS: [protected]
Mail : veritastheteam.[protected]@gmail.com
Your Credit Information Bureau (Cibil) credit information report(CIR), other than your income, is the single most important tool used by a lender to evaluate your application for any loan or credit card application. Naturally, it's important that you understand yourCibil CIR and what it takes to maintain a credit history, so that it is viewed favourably by lenders.
We providing assistance on behalf of the client to get CIBIL report.
Please not we neither working on behalf of CIBIL nor any other government department.
We are Independent financial advisors.
Our serivices includes
1. Assisting for applying CIBIL reports
2. Helping for CIBIL report correctoion
3. Assisting getting loans from nationalised or private banks or NBFCs
4. Representing CIBIL issues and other matters to client's bank
5. Fighting for getting NOC or NO DUE CERTIFICATE from banks on behalf of client after settling account
6. Liasioning between Bank and Cleint to sort out the matter of credit cards or loans
NOTE: CIBIL REPORT IS STRICTLY PRIVATE AND CONFIDENTIAL DOCUMENT NEVER DISCLOSE TO ANY ONE
We are not providing any free services but advising professionally and result oriented.
Office:
VERITAS THE TEAM
914, Sahajanand Shopping Centre
Opp. Swaminarayan Temple
Shahibaug Ahmedabad 380004
Ph:[protected]
Fax :[protected]
SMS: [protected]
Mail : veritastheteam.[protected]@gmail.com
Customer satisfaction rating Customer satisfaction rating is a complex algorithm that helps our users determine how good
a company is at responding and resolving complaints by granting from 1 to 5 stars for each
complaint and then ultimately combining them all for an overall score.
Read more
Read more
48%
Complaints
1721
Pending
0
Resolved
778
+91 11 3940 4444
+91 11 6601 4444
19, Rajaji Salai, Chennai, Tamil Nadu, India - 600001