[Resolved]  State Bank of India — Credit Limit Issue

Address:Ahmedabad, Gujarat

I was having SBI Silver & more credit card since more than 1 year with credit limit of Rs.26000/- and a yearly fees of Rs.299/-.
As per my use of card & regular payment terms, I called too many times & submitted my documents to SBI for the up-gradation of the credit limit, but they didn't.
(Please not that I am having HDFC-AXIS & STANDARD CHARTERED credit cards with a limit of[protected] as on today)
Further,
In July, I received a call from SBI person, told me to up-grade my SBI Silver & more card to Gold & more card ON BASIS OF MY HDFC CREDIT CARD with yearly fees of Rs.499/-.
I confirmed with that SBI executive that if you are going to up-grade the limit with this changes than I am interested, otherwise no need to take my documents & further process.
That SBI Executive assured me that the limit definitely will be up-graded 3 times more than you HDFC card limit basis.
I gave the documents and I received the process inquiry calls from SBI, even a SBI person came to confirm my information at my office & home.
Now the problem started...
End of July I received the welcome letter from SBI for Gold & more card with a limit of Rs.175000/-.!!!
But when I registered it for online on www.sbicard.com, I got surprised to see the limit of just
Rs.18000/-.??!!???
The very next day I called SBI credit card customer care and ask the clarification from the executive but they failed to give me proper answer...So I registered the complaint about the credit limit issue on 10th of Aug 2011. (feedback.[protected]@ge.com)
They just assured me that the problem will be solved within 7 days or 10 days but not solved till date.
So, again I complaint in upper level of customer care of SBI card (services.[protected]@ge.com) but still the complaint is pending to be solved, what the hell they doing? As each and every time I have to do follow up with them and each and every time I heard that your problem will be solved asap.
Yesterday (16.9.11), again I called to SBI care and talked with the Floor In-charge and asked the solution, he again gave me the time limit till Monday (19.9.11) your problem will be solved.
He also said me that It was might be a mistake by our department that the limit given to you is misprinted or miscommunication of our department. If this happen you will get only limit of Rs.26000/- and nothing more.
Should I can claim the limit as they sent me the welcome letter duly written the limit of Rs.175000/-
and what about the yearly fees? In old card it was 299/- and now in this new card the fees is 499/-,
and the limit is the same Rs.26000/-
So, what I can do in this case?? If the answer not come positive?
Can I write to RBI as per the guidelines of credit card that if your complaint not solved within a month you can directly write in RBI. Its already passed 1 month. Should I wait for monday or write in RBI?
Please help…eagerly waiting for the comments…
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Aug 13, 2020
Complaint marked as Resolved 
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Comments

Thanks for the reply...
I clearly mentioned in my post that i contacted till 2nd level

1st was feedback.[protected]@ge.com & 2nd was services.[protected]@ge.com...
but still not got the proper solution & answer..
Today, its evening of Monday, i should get a call from SBI as per my conversion on 16.09.2011 to SBI customer care.
Why SBI still not get back to me and why they claim that your problem will be closed on Monday.
See its 4pm, but no call from SBI..
Is this the services you SBI giving to the customers??
And again you posting a new e-mail to mail you the matter of mine??
How can i aspects that you will take care of mine complain?
As your both level i tried already...and still not solved the problem...
Its better to write in RBI...if you have no proper answer..& unable to give the solution.

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