[Resolved]  State Bank of India — Levy of Annual Fees+Over Limit Charges+Stoppage of card without any info

from Balwinder Singh <[protected]@gmail.com>
to feedback.[protected]@ge.com
date Tue, Dec 9, 2008 at 8:49 PM
subject Card No [protected]
mailed-by gmail.com

hide details 12/9/08


Reply


Dear In charge

I Balwinder Singh holding the above said card for atleast 3 years.
During the last 3 years Though I was not using the card even then I was never asked to pay any amount like annual fee charges.

During the last month when I used the card for the first time, an amount like Rs 872
is debited to my account and an additional charge of Rs 500 is levied on my account as I have overdrew the Limit which overdrew due to the debit of so called Annual Fees.

At the time of applying the card Executive informed me that it a life time free card and the limit will increase with the usage and i will never be charged any kind of annual fees.


When I called the Executive ( Mr Ashish) with my concerns he conveyed that during the past period Annual fees was automatically waived under some schemes without sending any information back to me.

Pls Clarify, if Annual fees can be waived without any transction then why not when i have started using the Card????????????

In view of the above pls reverse the annual fee and Limit overdrew charges under intimation.

Regards
Balwinder
Reply

Forward


Balwinder Singh
to feedback.gesbi

show details 12/27/08 (7 days ago)


Reply


I have not recd any response to the earlier mail and also have not recd my Card Statement though it it been smsed me that it has been dispatched.

I have dropped cheque No 708993 amounting Rs 12000/- on 25/12/2008.

update Please.

Rgds
Balwinder
- Show quoted text -




[protected] Forwarded message[protected]
From: Balwinder Singh <[protected]@gmail.com>
Date: Tue, Dec 9, 2008 at 8:49 PM
Subject: Card No [protected]
To: feedback.[protected]@ge.com


Dear In charge

I Balwinder Singh holding the above said card for atleast 3 years.
During the last 3 years Though I was not using the card even then I was never asked to pay any amount like annual fee charges.

During the last month when I used the card for the first time, an amount like Rs 872
is debited to my account and an additional charge of Rs 500 is levied on my account as I have overdrew the Limit which overdrew due to the debit of so called Annual Fees.

At the time of applying the card Executive informed me that it a life time free card and the limit will increase with the usage and i will never be charged any kind of annual fees.


When I called the Executive ( Mr Ashish) with my concerns he conveyed that during the past period Annual fees was automatically waived under some schemes without sending any information back to me.

Pls Clarify, if Annual fees can be waived without any transction then why not when i have started using the Card????????????

In view of the above pls reverse the annual fee and Limit overdrew charges under intimation.

Regards
Balwinder



--
Regards
Balwinder
Reply

Forward


Balwinder Singh
to feedback.gesbi

show details 12/30/08 (3 days ago)


Reply


REminder

[protected] Forwarded message[protected]
From: Balwinder Singh <[protected]@gmail.com>
Date: Tue, Dec 9, 2008 at 8:49 PM
Subject: Card No [protected]
To: feedback.[protected]@ge.com


- Show quoted text -
Dear In charge

I Balwinder Singh holding the above said card for atleast 3 years.
During the last 3 years Though I was not using the card even then I was never asked to pay any amount like annual fee charges.

During the last month when I used the card for the first time, an amount like Rs 872
is debited to my account and an additional charge of Rs 500 is levied on my account as I have overdrew the Limit which overdrew due to the debit of so called Annual Fees.

At the time of applying the card Executive informed me that it a life time free card and the limit will increase with the usage and i will never be charged any kind of annual fees.


When I called the Executive ( Mr Ashish) with my concerns he conveyed that during the past period Annual fees was automatically waived under some schemes without sending any information back to me.

Pls Clarify, if Annual fees can be waived without any transction then why not when i have started using the Card????????????

In view of the above pls reverse the annual fee and Limit overdrew charges under intimation.

Regards
Balwinder



--
Regards
Balwinder
Reply

Forward


Balwinder Singh
to pahredar, feedback.gesbi

show details 3:43 PM (15 minutes ago)


Reply


Instead of getting any reply back to me. I received a call from the executive based in Delhi.

He confirmed that the total outstanding on my account was Rs 12000/- which is already been received

But he has stopped my card reason better known to him.

What I have concluded out of this is "SBI Card division do not even require to take any consent and is not required to give any information back to customer to whom they have called on numerous occasions for the usage of card. It is like a trap in which they want to make maximum gain by squezzing customers money.

I have marked this mail to Pahredar to intervene that how can SBI Card close my card without giving any information or reason for stoppage of Card.


Balwinder
[protected]

[protected] Forwarded message[protected]
From: Balwinder Singh <[protected]@gmail.com>
Date: Tue, Dec 9, 2008 at 8:49 PM
Subject: Card No [protected]
To: feedback.[protected]@ge.com


- Show quoted text -
Dear In charge

I Balwinder Singh holding the above said card for atleast 3 years.
During the last 3 years Though I was not using the card even then I was never asked to pay any amount like annual fee charges.

During the last month when I used the card for the first time, an amount like Rs 872
is debited to my account and an additional charge of Rs 500 is levied on my account as I have overdrew the Limit which overdrew due to the debit of so called Annual Fees.

At the time of applying the card Executive informed me that it a life time free card and the limit will increase with the usage and i will never be charged any kind of annual fees.


When I called the Executive ( Mr Ashish) with my concerns he conveyed that during the past period Annual fees was automatically waived under some schemes without sending any information back to me.

Pls Clarify, if Annual fees can be waived without any transction then why not when i have started using the Card????????????

In view of the above pls reverse the annual fee and Limit overdrew charges under intimation.

Regards
Balwinder



--
Regards
Balwinder