[Resolved]  State Bank of India — CHARGING IN EXCESS

I TOOK A LOAN OF RS.36000/- & THE EMI WAS FIXED AT RS.1230/ MONTH. BUT THEY ARE CHARGING AT WILL. I ACCEPTED THE CRAD JUST BECAUSE I WAS TOLD “IT WAS A FREE FOR LIFE CARD”, SUDDENLY THEY HAVE STARTED CHARGING CARD FEE OF RS.1000/ANNUM. ALL MY EMAILS ARE BEING IGNORED SAYING “YOUR CARD IS NOT FREE”. [IN NUT SHELL…. No Fees in Year 2005. Full Fees in Year 2006. Full Fee in year 2007 and then refund on demand. Again Full Fee in Year 2008 ???? The Add on card has never been used even for once… and you have drained out Rs. 750 for that.]. PLEASE DO JUSTICE TO ME, I AM FACING EXTREME MENTAL TORTURE, IT IS NOT POSSIBLE FOR ME TO FIGHT THEM AT THIS AGE AND BEING AN ESCAMIC HEART PATIENT IT HAS BECOME A NIGHTMARE TO ME.
YEARS AGO I ACCEPTED SBI CREDIT CARD JUST BECAUSE THE REPRESENTATIVE SAID “WHY DON’T YOU ACCEPT THIS, WHEN IT’S A FREE CARD. YOU WON’T HAVE TO PAY ANYTHING EVER. SO FAR I DIDN’T HAVE ANY PROBLEM BUT….I HAVE TAKEN A LOAN OF RS.36000/- (YEAR 2007). THE EMI WAS FIXED AT RS.1230/-PER MONTH, I HAVE BEEN PAYING IT AND I WILL, BUT PLEASE STOP THEM FROM CHARGING IN EXCESS. Regards,

MRS. JUTHIKA DUTTA
SBI CARD NO.: [protected]