[Resolved]  State Bank of India — Regarding the Fine Arrear adjustment refund

Address:

North 24 Parganas, West Bengal

To,
The Branch Manager,
Narkeldanga Branch
State Bank of India,
Kolkata - 700054

Sub: Regarding the Fine Arrear adjustment

Dear Sir,

As per the discussion with you on 03/05/2010 (which was the sixth visit to your branch for the same purpose), the fine arrear adjustment amount which was debited from my loan account , [protected] from Sep'09 to Apr'10 on a regular basis without any valid reason, was to be refunded back to me within a week along with the interest amount for that (if deducted). But as the week has been passed already without getting the money back, I am quite disappointed with the service.
For your kind information sir, I have already given you a written application regarding this almost one month back and I have also visited the RACPC branch at Jeevan-Deep building of Park Street on your insistence to check whether there was any valid reason for this arrear. They found no reason for that as the interest rate was settled as -2.25% from your SBPR as per the loan sanction letter and at the time of inception it was 10.5%. They also found that the interest rate gradually came down and I never missed any EMI amount as it gets deducted from my salary account with SBI as an auto -debit.
So sir, finding no other alternative I am writing this mail with an expectation that it will be sorted out very early as it is already been one and half month I am visiting your branch for this. Please understand sir, being a service holder it is quite tough for me to pay a regular visit to you for the same cause.
Please help in getting the amount back as early as possible and let me know if I need to do anything else for getting that.
Thanks in advance in anticipating your cooperation in settling this issue and expecting an early response from you.

Monoj
(loan a/c no : [protected])