Dear Sir,
My Father taken an educational loan from SBI Attabira for my BE Cource ,having an Education Loan Account No of[protected].After taking of 2nd installment, my father died and the third & fourth installment also taken as usual.I have complete my B Tec degree and the loan repayment start.
While discussed with my friend, they told me they have got interest subsidy from their bank.Based on that i have talk with bank manager and ank manager told me, yes such type of subsidy are there if annual income of your family is less then 4 lac and after submission of income certificate, and a list of document.
When i have given him all the document, he did not received the document & told me the time has elapse.The same case happen in the year 2011,2012 also. Further he avoid to talk with me & my mother.
With the current salary i am able to repay only Rs 11000/-,& monthly interest added by bank is proximately Rs.6000, so the balance is deducted from my old accumulated interest.If this process is continued , i will never repay the loan amount in my lifetime.
Further when i have talk about any grievance & any other way of getting subsidy, the bank manager is treating in a bed way.
So please take any action against him and suggest the way as o how i can got any subsidy or grievance.
Thanking You,
Regards,
Madhu Mati Agrawal
Mob: [protected] Was this information helpful? |
I had taken the education loan in the year 2009 and I did not notification from the bank the Govt has announced Interest subsidy for the students who gets the education loan, when I contacted to the SBI branch manager he is telling me that "sorry the time has elapsed for this better to try when the Govmt again launches the scheme", if this is the scenario then how the common people should survive in the society so please try to solve this problem.
Regards,
Sanjay
mail id:[protected]@gmail.com
SBI branch:College road dharwad
IFSC code: SBIN0000833
Branch Code: 00833
Account number:[protected]