[Resolved]  The Royal Bank Of Scotland — Credit Card of RBS ([protected])

Address:Surat, Gujarat

Respected Sir,

I was having a credit card of ABN Amro Which number is :: [protected]. Actually before two and half year they had by mistakly activated the scheme of World is Yours and when i received the statement that I found that by mistake they levied me a charge worth Rs 4800/- in my statement. I immediatly took the follow up for the same with the customer care of ABN Amro and they told me that the amount will be reversed with immidiateeffect and it will be reflacted in the nect bill.

But again in the next bill the same wmount was reflacted with interest and late charge. I again took the follow up and the excutive came and meet me. He commited me that amount will be reversed and I have to pay remaining dues.I paid Rs 1000/- to him and took the receipr of the same and also he wrote on the slip that the remaining amount will be reversed off. The amount which I paid was on[protected].

Then till date I havent received any statement of dues from the bank and not even call for the same. Suddenly on 23rd April, 2010 I received the letter from Praveer G Shetty (Advocate High Court) regarding my previous dues to Royal Bank of Scotland and told me to pay remaining amount Rs 19608/- as on date[protected] with 3.5% interest per month.I went to meet Mr Ravindra Jani at K G House, 2nd Floor, Ghod Dod Road, Suart to clarify for the same. But I wentthree times there and he didnt meet me there and even not pickingup my phone.

Now Royal Bank of Scotlend dont want to hear anything regarding the same and I donthave dues on this also.

Kindly takea note of the same otherwise I have to go to court and file a case against RBS.

Please do the needful and revert me back for the same.

Thanks and Regards,
Bhavik Panwala
+91 [protected]
[protected]@yahoo.co.in
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Aug 13, 2020
Complaint marked as Resolved 
Complaint comments 

Comments

Royal Bankof Scotland — charging interest on interest

I am a ABNAMRO credit card holder which was transferred to Royal Bank of Scotland. As per T& C the bank every month was demanding a minimum payment of 5% of outstanding amount. According to this whatever amount is utilised shall be cleared by 20 months peior or 20 monthly instalments. Every month the balance shallbe reduced by 5%. In fact the Bank is calculating dail;y interest on outstanding balance and adding the interest to the Principal on which 3.5 percenent is adding. i.e. they are charging interest on interest in which case the amount utilised can never be recovered. I have purchased cloths worthRs.6540/- During 2006. Even after 4 years the principle amount stands at 15,000/- approximately. No adjustments were made for the amounts paid in between. As per March,2010 the outstanding balance was shown as Rs.53,000/
The very next month it has increased to Rs.78,000/
Approximately. As per new Bank Directions now they are recovering 7% of the outstanding balance. Is there any remedy for this
[protected]@hotmail.com

THE ROYAL BANK of SCOTLAND — not received credit card,only bill received

Dear Sir,

I am having credit card no. [protected] of abn amro earlier which was dropped on march 2010 and on immediate i have block the same and after that month i have paid all duses on monthly basis as below -

07 april 10 - rs 1000/-
28 may 10 - rs 1000/-

It is for your information that i have paid last bill of rs 345/- only on 18 june 2010 reciept no RBS376839.

And now bank has again send the bill of Rs 1121/- how come it is possible????

So it is a request you to kindly look in to this matter and do the needfull for me.

Thanks & Regards
Naveen singh

RBS Bank / Credit Card — Higher side of interest and charges

Dear Sir / Madam,
I have a credit card of RBs (Which was ABN before) and they gave me normal card first and upgraded the same to the platinum card in future and they said it is a life time free card and to pay any renewal or member ship charges. But when the ABN is taken over by the RBS and the card controll changed from them I received statement for my usage with the member ship fee of Rs. 2000 added.
This is cheating because a card is given on no fee base and the other bank after taken over they are charging all the fees for the same card how this will be acceptable by the customers.

Please do the favour by getting this information from the RBS.

THE ROYAL BANK OF SCOTLAND — Refunds will never happen

After cancellation of tickets, I'm not at all receiving refunds. If I call customer care, they will tell a long procedure which is irritating. This should not happen. They should learn to treat their customers.

RBS The Royal Bank of Scotland — payment refund

Dear sir i my card no [protected] that card i surrender in that card my credit money is rs: 179590.56 in July 2011 for that i call so-many time and ask for refund they are only given me the request no [protected] but they are not sending the cheque please see the matter and help me on this matter

rbs bank — CREDIT CARD CHARGES

TO PAHEREDAR,
MY COMPLAINT IS AGAINST RBS BANK CREDIT CARD DIPP. . IAM USING THIS CRDIT CARD NO. [protected](WHEN IT IS ABN AMRO) FROM LAST 4 OR 5 YEARS, & PAYING MY DUES EVERY MONTH FULL & FINAL REGULARLELY.
IN JAN. 2011 STATEMENT DT 03/01 /2011 AN AMOUNT OF RS-1435/-IS ADDED EXTRA.AS PER CUSTOMER CARE THIS AMOUNT WAS MY SEP.2010’S PURCHASE, WHILE I HAVE PAID THE SEP 2010’S BILL AS PER THEIR STATEMENT IN TIME OCT 2011.I REQUEST THE C.C.( CUSTOMER CARE DIPARTMENT ) TO PLZ SEND ME THE DETAILS OF SAID AMOUNT OF RS-1435/-. BUT NO DETAIL IS SENT TO ME ( TILL TODAY.)I HAVE PAID ALL MY DUES IN TIME . BUT LATE FEE IS IMPOSED ON ME . I AGAIN REQUEST TO C.C. BUT NO ACTION HAS BEEN TAKEN . THAN I MAIL TO C.C. THAT TO PLZ. DISCOUNTINUE MY CREDIT CARD . I AM NO MORE INTRESTED TO COUNTINUE THE CREDIT CARD.I RECEIVED A CALL FROM C.C THEY ASSURE ME THAT IF I PAY RS-1435/- ONLY , ALL THE LATE FEE CHARGES ETC. WILL BE WAVED, AFTER PAYING THE AMOUNT OF RS-1435/- STILL I AM CHARGED LATE FEE CHARGES EACH & EVERY MONT. I AM FORWARDING THE MAILS WHICH I SEND TO C.C RBS BANK FOR YOUR READY REF.

FROM- BALBIR SINGH ARORA;
Email id - [protected]@yahoo.com
Mobil no. - [protected]

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    Surat
    Gujarat
    India
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