[Resolved]  Vighnaharta Direct Insurance Broking Pvt Ltd — Mis-guide of Life Money Multiplier Plan policy and Forgery of my signature on documents

Address:

Raigad, Maharashtra

Mis-guide of RLife Money Mulitplier Plan policy and Frogery of my signature on documents
Miss - guide of Reliance life insurance policy inform and Forgery of my signature on documents :

1st Policy no. : 18702124
2nd policy no. : 18726523
5th March 2011 i got a call from Arpit Malhotra ([protected]) stating that he is from Rlife and explained me nice benefits of Rlife Money multipier plan which is stated below :

1. You have to invest 30,000 or 60,000 premium for 5 years only , so i opt 30,000/-
2. Then he said since he is direct from RLife and there is no agent between Rlife and me so the benefit which agent gets will get it to me like for first 2 year Co. will reback me with 50% of premium i.e 30,000 which is 15,000 within 3 months of premium paid. So my total investment for 5 year will be 1,50,000 less 30,000 reback of first 2 years which is 1,20,000 investment only.
3. After completion of 5 years i'll double which is 2,40,000 and in case of death my nominee will get 5,40,000....along with 10,00,000 of mediclaim for 10 years.

Since it was nice benefits i opted for the same and person come with the form and i filled all details with my sign wherever required and also stated term of FIVE year on the form.

when i got the policy document i found everything wrong which includes that my term is of 5 year and i have to pay 30,000 premium for all 10 years with no other benefits which he committed me.
Also my sign was forger ed in all documents like pan card copy , elec. bill copy and he literally cancelled my wriitten 5 year term in to 10 year and signed my forgered signature.
I called him he consoled me that whtever written will be corrected and i'll get new copy within more next 15 days.

This was my 1st policy mis-guide happended and then there is another cheating happened very next day when i gave 30,000 chq to Arpit Malhotra is as given below :

I got call from Arpit Malhotra stating thanking for policy and told me that some IRDA person will call me for the benefits.
i got the call from Vikram Bhatia([protected]) stating he is a General Manager at IRDA and told me that since i m Direct to coustomer client , IRDA is giving benefit to you of 70,000 ......i asked why so ? he explained me like this ........that all insurance co. in india have to keep some amount as security to IRDA , if in case any co. go bankrupt then IRDA will repay all customers money. So huge amount is collected with IRDA and it has to pay huge some tax , so to avoid tht IRDA is giving benefit to customer of any 2 insurance co. every year and this it Rlife and TATA AiG.It sounds some fact so i agreed.
Then he said i forwarding confirmation mail to Arpit Malhotra and give 40,000 chq in name of Rlife and i'll get same Rlife money multiplier policy and within 15 days u'll get cancellation form of same policy.........and IRDA will give 70,000 in my acc. on 31st May 2011 and Rlife will return me back 40,000 on 5th June 2011. Then i accpeted it. I gave another 40,000 chq.

After 15 days pass i neither get the cancellation form nor any new copy of earlier policy of 30,000......then i started calling Arpit malhotra on 20th of April 2011 , his no. was switched off. i tried calling him next 3 days but still he is out of service .......this striked me and i also called Vikram Bhatia IRDA GM as per him , he explained me complete new story stating Arpit malhotra has left RLife and now u'll not get any benefit of 40,000 and let 30,000 policy keep running.
Then i found i was Mis-guided on policy and found my forgery sign on documents.
Then on 28th April 2011 i called Rlife customer care and logged complain there and also visited Rlife branch at Sanpada , navi mumbai. And found that such thing has happend with many poor cutomers and reliance life insurance is not at taking at decision ......!!!!!
Please give me justice against Vighnaharta Direct insurance and reliance life insurance.