Credit Information Bureau India [CIBIL] — inaccuracies in scoring factor impacted my credit card application | |||||
I had applied for the citi bank credit card. And it was rejected on the grounds of negative credit history based on a credit information report from credit information bureau (India) limited ('cibil'). A copy of the credit information report with control number[protected]. Member id:bf02151002 date[protected] was attached to letter. As per the report, my credit scoring was 765 and scoring factors included the following - 1. Presence of severe delinquency in the past 6 months. However, i do not have any penalties and masde all my payments before due date. To my knowledge, i have not been a party to the above defaults and would like to get these defaults cleared at the earliest it will impact my future requests for cards/ loans. Hence, i would request the cibil team to cross check the details and provide more details to resolve the issues at the earliest Was this information helpful? | |||||
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Credit Information Bureau India [CIBIL] customer support has been notified about the posted complaint. Oct 31, 2017 Updated by Srikanth Mangipudi Dear Sir, I verified the details in cibil website and the score is showing as 797 instead of 765. Also, one SBI of account type "NON-FUNDED CREDIT FACILITY" with account number "[protected]" is linked to my report which does not belong to me. I tried to raise dispute for unlinking the account in CIBIl website but unable to raise due to "City Loan Originated In: field is Blank not allowing submission for dispute. Please help in resolving the issues. Attached error snapshot for your reference.  | |||||
 4 Comments | |||||
Comments
My cbil number is bn05035295 Please change my date of birth as[protected]as its written as[protected], and my mail I'd is change as nagamanjari.t @gmail.com.
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Sir My Pan No.ARIPS8385B, i recived loan from GIC housing finance(loan no:TN[protected]I Already close my loan, but in my cibil report the same bank another branch MH loan no :MH[protected] is in my cibil report, So refer &cancel the above entry,
Sir my pan no:ARIPS8385B, I not received any personal loan from kotak mahindra bank ltd and bajaj finserv also but in my cibil report they loan no(i):Bf1p028481 (ii):4040PL00001580 is in overdue also so verify the above loan no.& correct my cibil report, thankyou sir
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