Address: | Panchmahal, Gujarat, 382721 |
Because of high interest rate (9.83%) i decided to foreclose (Balance transfer) my home and move to another bank with interest rate 8.70%. I have foreclosure letter dated from 8th jan 2019 to 25th jan 2019 from dhfl. Yesterday (16th jan), i presented at dhfl mehsana branch with foreclosure letter and d. D/cheque. But branch manager denied to accept it.
Initially branch manager was giving reason that i availed pmay subisdy. Then i argued with him that there is no rbi rule or pmay rule that no one can foreclose (Balance transfer) home loan after availing pmay subsidy. I confirmed this is not a rule with pmay office.
Then branch manager started to saying another reason that he sent foreclose approval application to head office 3 days back and i must need to wait until he got foreclose approval from head office. But today 17th jan and i have only 8 day remaining to expire (25th jan) my foreclosure letter.
This is like a trap for me. Dhfl do not want me to forclose my home loan.
If you are not able to accept my foreclose home loan, then just give me a reason in written on your company letter pad so i can do a legal action. Was this information helpful? |
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