[Resolved]  Fullerton India — Cheating and fraudulent practices by the representative

Address:Bangalore, Karnataka

For my sister higher studies i had applied personal loan from ficcl. One of the co's authorized person contacted me (Shiva-[protected]) and after the discussion he said i have eligibility of 150000- and for that i want to pay emi of rs.4500/- for 48 months. Based on his confirmation i also agreed to take the loan from ficcl.
After few days he got the signature from me on the blank documents and within 25 days i got the credit of rs.142568/- in my account. But surprisingly i got the sms from ficcl, the emi amount is rs.6435/-.
After receiving the sms i contacted mr. Shiva, he ask me to contact mr. Riyaz. Then i called mr. Riyaz, he ask me to come to their jai nagar branch and then i personally went to your jai nagar branch and i try to meet mr. Riyaz ([protected]) but he didn't meet me after waiting 5hrs. Now clearly i understand that your representative cheated me knowingly by sharing wrong information.
I did not pay any instalments from last 5 months. I was trying to get the matter settled at the lower rate of interest and then could pay the emi as decided. Now the company has not taken any action to help me, instead has appointed a lawyer to harress and abuse me. The money borrowed has been utilised and i want to pay at the agreed emi of 4500 for 48 months.
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Aug 22, 2016
Complaint marked as Resolved 
Fullerton India Credit customer support has been notified about the posted complaint.
Verified Support
Jul 08, 2016
Fullerton India Credit Customer Care's response
Hello Chaithra, We apologise for the inconvenience caused and the same will be looked into. Please send us your contact details/loan account number so that our team can get in touch with you to work towards a resolution.
Verified Support
Jul 19, 2016
Fullerton India Credit Customer Care's response
Hello Ms. Chaitra, Please refer our conversation this afternoon. We understand that our branch officials have spoken to you to address the concern highlighted by you and you have informed that you would like to foreclose your loan account. We have also emailed you with the details pertaining to your account. Trust all your concerns have been resolved. For any further queries, pleasewrite to us at [protected]@fullertonindia.com.
Complaint comments 

Comments

ye company choro ki company hai isse loan na le, jin jin ke bhi loan inhone 26 - 40 percent par kiye hai woh sab suicide karne wale hai, inke office k neeche, ye company ke board of directors ka jeena haram na kar diya jab tak ye sabka loan sahi rate of interest par nahi kar dete toh iss desh k sache bartiyon k naam nahi, bhai RBI mein iss fraud company ki complain karo, inhone tumhara nuksaan kiya tum bhi karo ... maro salo ko, tab tak maro jab tak beimani se kamaye hue paise inki potty se nikal na jaye, ye sab log shareef logo ko loot k inke malik mecedez mein gohoomte hai... saza dilao inhe tadpao, inka sara haram ka kamaya paisa court kacheri mein lagwado, inki sheher sheher badnami karo taki inke gunde aur ye chor kabhi chori karne ki na soche zndgi mein..

in sbako baddua do, baddua mein bahut dum hota hai, ... jis din lagegei uss din socho in choro ka kya

madam aap inki complain banking ombudsman ko writing mein likho sath hi rbi aur consumer affairs department of ministry of consumer affairs ko likho in sab k address apko net par mil jayegein you can also send mail destroy them ye sab apko destry kar deinge ye chor hai... inka kaam hi yahi hai inhone muje loan 16 percent ka bata kar 32 percent par kar diya maine bhi inke against action liya hai aap bhi lo yeh ek foreign company hi jo india k bhole logo ko looti hai aap iske baare mein zayada google par pad sakte ho aap action lo by writing to finance minster even prime minister office kyonki yeh chor hai aur inhe is desh se bhagana hai
Fullerton India Credit Customer Care's response, Jul 8, 2016
Verified Support
Hello Dr. Rizwan,
We apologise for the inconvenience caused and the same will be looked into. Please send us your contact details/loan account number so that our team can get in touch with you to work towards a resolution.
Government should ban this company.
Fullerton India Credit Customer Care's response, Jul 8, 2016
Verified Support
Hello Mr. Suresh,
We apologise for the inconvenience caused and the same will be looked into. Please send us your contact details/loan account number so that our team can get in touch with you to work towards a resolution.
please file a complaint against them with prime minister office and pmo. along with that also complain about them with rbi and banking ombudsman in writing it wont cost you more than 100 rupees but then you have to make them suffer if you want justice they are cheaters and theif people you can also email to various ministries of government of india and sifo about this farud compnay. i advise you to spoil the future of this compnay as it has spoiled your life. its not just you it is more than lakh people who have been cheated by this compnay in different differnet manner. they have given loans to some people at 28 to 40 % rate of interets by not following the norms of rbi. they are also spoiling cibil data of various people for their selfish ineterst, once your data is spoiled you wont be alble to get any loan so you should be like me and complain to ministry of corporate affairs, rbi, cbi, cbdt. do what you can do use email and post ways to spoil their lives too. let them face the music from all the sides. they cheated me by giving me loan at 30 % while they told me that loan will be given at 14 -15 percent they also did not reschedueld my loan instalments i have forwarded written complait to all govt department you too forward to all ministries. please do it. do not let thieves make you suffer. make them suffer enormous losses. it wont cost you more than few emails, your time and 100 -200 bucks but then you can make them suffer who are making innocent indian like me and you suffer.please join the cause do not cry or let any one make you cry

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