HDFC Bank — Bank - wrong service charges/ excess charges

Address:Pune, Maharashtra, 411014

I have saving salary account number [protected] with hdfc bank which they have deducted unwanted charges from my account without any intimation and notice due to which my monthly personal loan ecs amount 2745 had bounce, which was transferred from my icici bank on 3rd of march and ecs date was 4th march. Now i am receiving follow-up calls from personal loan department that i need to repay again my ecs amount 2745, which am not going to pay until my bounce charges are going to get back from the bank. My friend have transferred on-line 1000/- from his hdfc bank on 22nd march 2016, when i went to bank with cheque to withdraw the amount again, they have deducted this amount, in fact, i received an sms that balance amount in account is 1000/- all i can say is that bank is not bothered to inform or intimate why they are deducting unnecessary charges from this account, however, the bank have all my communication details updated in they records. Mobile no.[protected] and my email id z. [protected]@zensar.com. This is my hard earn salary which i cannot afford to repay any amount twice, i hardly get my salary 38000 out of which i have to pay house rent, school fees, loans and other household expenses. I look forward to your reply and a resolution to my problem. I will wait before seeking third-party assistance. Please contact me at the above e-mail id or by phone sincerely. Zulfikhar ahmed hussain.
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HDFC Bank customer support has been notified about the posted complaint.
Feb 27, 2017
Updated by zulfi20
Hello HDFC BANK Pune Bhandarkar ROAD Branch
Followed with above complain I have been receiving unnecessary messages every month and charging me with per month 690 for non-maintenance of account which has come up to 6264.50, because of this I have been mentally disturbed and stressed and unable to concentrate on work/family, As am the only earning member in my family, as I have no father from birth and no own brothers to help me out for any kind of financial problems, I have already struggled a lot to get this salary 42000 per month and still struggling to get own house.( and staying @ rental house from birth ) Due to such unnecessary charges I am not able to pay my daughter’s fees.
Hope you close my salary account Customer ID 35997105.
Also I request you to sort this personal loan outstanding amount 7164.18 which was due to my HDFC salary account charges 690. My personal Loan ECS got bounced for which charges are getting increased by every month and my CIBIL score is gone down to score 500.
Now I have arranged Personal Loan foreclosure amount by selling my daughter’s gold earrings to close this Personal loan Account No. 24938822 for 5 months.

Hope my messages is clear and understandably, if not call me on my registered mobile [protected].
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Dear Customer,

We have taken note of your concern and will respond to your on your email within 5 working days. We request your patience in the interim.

-Bejoy
HDFC Bank Customer Assistance
Still the problem is not resolved in spite of giving details.

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