HDFC Bank — Cheating done by HDFC employee.Want to cancel the policy

Address:

Mumbai City, Maharashtra

In the month of March, Mr. Saikat De, Personal Banker, HDFC Bank(Vashi), told me about HDFC life policy. As i didn't need any tax benefit for 13-14, I told him I will get it done in month of April. He said to me "give me documents now, I will get it done in April only". I told him to get it done in April 2014 only atleast 15 times and even tried to give him postdated cheque but he insisted you give current dated cheque and i will deposit document in April 2014. It seems that his target was to be fulfilled, he submitted the document in March 2014 itself. He also told following things wrong about the policy that 1)minimum amount to be invested is 50, 000 2) that its fixed income policy(its just like an fd) 3) I was never told it is an insurance policy. When i got the document, i asked him that there was no medical done and i don't want an insurance policy, he told me it doesn't matter. When I got the policy, I tried to cancel it in free lock period, but he told me ur policy would be effected from April only, i will get u document whenever u need it(he was saying that till December).I trusted HDFC, so I trusted everything a personal banker of HDFC said. So, i never tried to cancel the policy and i okayed it when i got phone call.But 15-20 days back, when i tried to contact him for document he said nothing could be done now and cancel ur policy.I have lost tax benefit on premium i have paid in March, and even by getting provisional certificate for next premium will still not fulfill my loss Please cancel my policy and refund me my full fund amount ASAP. It seems that HDFC SUPPORTS AND ENCOURAGES CHEATING DONE BY ITS EMPLOYEE that's y it is refusing to cancel my policy and they r not even reading my mails properly as I am saying that I want cancel as I cant file it for Income Tax saving and they r just saying terms and conditions were told to u(even those were told all wrong).