[Resolved] HDFC Bank — credit card approval

Sam0707

from Hoshiarpur, Punjab

Address:

Hoshiarpur, Punjab, 144211

Dear sir/ madam. I applied for hdfc credit card 2 times. First time i applies through online application and i submitted all the documents. But next day i got the email that my credit card is rejected for some of bank internal plocies.
Now again i submit the application for credit card through hdfc bank brank in mukerian. I submit all the documents to the hdfc empolye i submit my all years itr with cumputation chart. My last itr i filled is approx 3, 50000rs.. After submitting the application through my home branch i got text verification on my mobile i submit that. Now last day i got the text that my application process is completed please check after 2 days. I fulfill all the requirements for eligibility cretia to gt hdfc credit card. I want to request to bank after 1st rejection now please approve my credit card application. Because i have 837 credit scores and i already have axis bank credit card with 40000rs limit. Please approve my hdfc credit card because i fulfill all the requirements. My application refrence no. Is [protected]cq.

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Jun 1, 2018

Complaint marked as Resolved

HDFC Bank customer support has been notified about the posted complaint.

Apr 25, 2018

Updated by Sam0707 Today I check my HDFC CREDIT CARD APPLICATION STATUS and they again (SECOND TIME )Disapproved my Application. i full filled all the requiremets they still Disapproved my Application Worst Experience with HDFC. I gave them 3 ITR with Computation Chart and fulfilled all other requirements but they do not Approve my application. i want my application to be approved because i am eligible.
My APPLICATION REFRENCE No. is [protected]CQ.

Verified Support

Apr 26, 2018

HDFC Bank Customer Care's response Dear Customer,

We are fully sensitized to the comments expressed with regard to your credit card and the same is being reviewed as appropriate. You may look forward to receiving a response to your e-mail id within 3 working days. We request you to bear with us in the interim. The reference number for this interaction is[protected].

-Bejoy
HDFC Bank Customer Assistance

Verified Support

Apr 27, 2018

HDFC Bank Customer Care's response Dear Customer,

We have reviewed your comments expressed and in order to review your credit card application further in this regard, we request you to provide us with your business details to [protected]@hdfcbank.com and we shall assist you.

-Manoj
HDFC Bank Customer Assistance

Apr 27, 2018

Updated by Sam0707 i already mail you my detail on above mentioned email id. i am giving you in notice here that i am self professional.
My Income Sources Are Below
1.)I am a TUTOR i give Tution to Students.
2.) i woek as FREELANCER too online
i get paid by multinational and international companies i work as free lancer in my AXIS BANK Ac.
i already have Credit Card With Axis Bank with Credit Limit of 40, 000
My credit and CIBIL Score Are 837
i always maintain good balance in my bank accounts.
i already deposit 3 lac in your HDFC Branch in Mukerian City
you online system shows me that i am eligible for Money Back Credit Crad
even after you system showing that how can you Disapproved my Arpplication
i Fill 3 years ITR
I Already provide all the ITR and other KYC documents in My Home HDFC branch.
i have good income sources you can issue me Credit Card without any Hesitation
i always maintain my banking in excellent way
so please approve my credit card because there is no big reason behind disapproval of my Credit Crad .