HDFC Bank — dispute regarding minimum balance requirement and charges

KamleshDevi100574

from Delhi, Delhi

Oct 14, 2024

Address: Vikas puri , Uttam Nagar, New Delhi - 110059

My bank has charged me very huge sum of amount without intimating it before. As Due to some financial issue I was not able to maintain the minimum balance required to maintain the bank account. As I was unaware of the fact that they will deduct around ₹ 8000+ in just one day without any prior notice or message. When I tried to revive my account it showed -600 so i thought it will only deduct 600 and remaining amount will be safe but there was little known to me that they will deduct ₹8000+ from my account in one shot. I would have closed and opened a new account in some other bank.
I am finding very difficult to maintain the balance as it is. now they have deducted my complete saving in one go. where should i go what should i do. My saving is gone now.
My details are as follows :-
Date of deduction - 14 oct 2024
Account holder name - Kamlesh Devi
Account number - [protected]
phone number - [protected]

If possible I want the amount back. also I promise to maintain the amount now. Please help.

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HDFC Bank customer support has been notified about the posted complaint.

Oct 14, 2024

Updated by KamleshDevi100574 14 Oct 2024 AMB CHRG INCL GST FOR AUG2024-MIR[protected] MIR[protected] 14 Oct 2024 708.00 1, 568.10
14 Oct 2024 AMB CHRG INCL GST FOR JUL2024-MIR[protected] MIR[protected] 14 Oct 2024 708.00 2, 276.10
14 Oct 2024 AMB CHRG INCL GST FOR JUN2024-MIR[protected] MIR[protected] 14 Oct 2024 708.00 2, 984.10
14 Oct 2024 AMB CHRG INCL GST FOR MAY2024-MIR[protected] MIR[protected] 14 Oct 2024 708.00 3, 692.10
14 Oct 2024 AMB CHRG INCL GST FOR APR2024-MIR[protected] MIR[protected] 14 Oct 2024 708.00 4, 400.10
14 Oct 2024 AMB CHRG INCL GST FOR MAR2024-MIR[protected] MIR[protected] 14 Oct 2024 708.00 5, 108.10
14 Oct 2024 AMB CHRG INCL GST FOR FEB2024-MIR[protected] MIR[protected] 14 Oct 2024 708.00 5, 816.10
14 Oct 2024 AMB CHRG INCL GST FOR JAN2024-MIR[protected] MIR[protected] 14 Oct 2024 708.00 6, 524.10
14 Oct 2024 AMB CHRG INCL GST FOR DEC2023-MIR[protected] MIR[protected] 14 Oct 2024 708.00 7, 232.10
14 Oct 2024 AMB CHRG INCL GST FOR NOV2023-MIR[protected] MIR[protected] 14 Oct 2024 708.00 7, 940.10
14 Oct 2024 AMB CHRG INCL GST FOR OCT2023-MIR[protected] MIR[protected] 14 Oct 2024 707.90 8, 648.10
14 Oct 2024 DEBIT CARD ANNUAL FEE-May[protected]MIR[protected] MIR[protected] 14 Oct 2024 236.00 9, 356.00
10 Oct 2024 AMB CHRG INCL GST FOR SEP2024-MIR[protected] MIR[protected] 10 Oct 2024 708.00 9, 592.00
09 Oct 2024 UPI-ROHIT KUMAR-[protected][protected]@ybl-SIBL[protected]-Payment from Phone [protected] 09 Oct 2024 5, 000.00 10, 300.00
09 Oct 2024 UPI-PUNEET KUMAR-[protected][protected]@ybl-KKBK[protected]-Payment from Phone [protected] 09 Oct 2024 5, 000.00 5, 300.00