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HDFC Bank Complaints & Reviews

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Updated: Feb 20, 2026
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HDFC Bank reviews & complaints page 8

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Y
yashrautela
from NEW DELHI, Delhi
Oct 5, 2024
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Immediate Action Required: Unauthorized Deduction of 514.8 & Refund Request

I am writing to express my frustration and disappointment regarding the unauthorized deduction of ₹514.8 from my account, despite my recent conversion to a salary account, I was assured that converting my account would resolve the issues I had been facing, yet I am now dealing with unauthorized deductions that I did not authorize or approve.

This is not only a violation of trust but also a fraudulent practice. I demand an...
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D
Dilawar Hussain
Oct 1, 2024
Oct 1, 2024
This thread was updated on Oct 1, 2024
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Address: C

Mera HDFC Bank Me Khata Hai Aur Main Kisi Samasya K Karan Apne Khate Me Balance Maintain Nahi Kar Paya Aur Isi Wajah Se HDFC Bank Walo Ne Mere Khate Ka Balance Negative Me Kar Diya Hai
HDFC Bank customer support has been notified about the posted complaint.
Oct 01, 2024
Updated by Dilawar Hussain
Aur RBI k rules k hisaab se khate k balance ko 0 kar sakte hai lekin minus me Krna illigal hai toh aapse narm nivedan hai k kiraya mere is samasya ka jaldi se jaldi nivaran kare iske liye main aapka sada aabhari rahunga
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    N
    Navreetg
    from Gurdaspur, Punjab
    Oct 1, 2024
    Oct 1, 2024
    This thread was updated on Oct 1, 2024
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    Bank held amount without notice

    Bank has been converted my salaried account into saving account without giving any prior notice and held 495 amount by hdfc Bank from my account and demanding amount foreclose the account according to RBI Bank has given prior notice to costumers for conventing the account into and other mode in my case Bank convert the salaried account into saving account even Bank has not given and notice for low balance charges. Please look into the matter...
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    A
    aameensnehal
    from Abohar, Punjab
    Sep 27, 2024
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    Address: Wayam Khera, Punjab

    I have a saving account with hdfc bank. I have started with sip in mutual funds (Groww) using auto-pay option. But I didn't have sufficient balance in sip date so I have been charged ach debit return charges of rs 590 is deducted from my account on 27/08/24, also rs 649 on 3/09/24 and rs 1410 on 26/09/24

    I have never been informed that this would be charged due to lack of funds. What are these charges for! Why are they so high. It is not a debt I have to pay. It is sip.

    Hdfc bank has to return this money. There was no intimation from the bank on the consequences of not keeping sip amount in account.

    Please help me resolve this. People are losing trust in public banks and now these banks also! but I will close my account if it is not returned. If auto debiting is a service you provide as a bank, then it is your duty to inform me of the charges for the same. You must give me a warning that if funds are insufficient, you will be charged. Nothing was there.

    Please please help me resolve this and return my money
    HDFC Bank customer support has been notified about the posted complaint.
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      V
      Vks choubey
      from Ratlam, Madhya Pradesh
      Sep 24, 2024
      Sep 26, 2024
      This thread was updated on Sep 26, 2024
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      I am Vikas choubey I was agent with Hdfc life insurance in the year 27/05/2024. But due to some problem. Now my pan card is not remove from IRDA portal.please remove my pan card IRDA portal. My consultant code is[protected] My pan no.BFZPC0207G

      Regards
      Vikas choubey
      HDFC Bank customer support has been notified about the posted complaint.
      Dear sir,

      We have raised it to the relevant team, they will provide you a resolution soon. - Regards, HDFC Life Team
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        V
        Vivek_2326
        from New Delhi, Delhi
        Sep 23, 2024
        Oct 16, 2024
        This thread was updated on Oct 16, 2024
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        huge minimum account balance charges deducted by hdfc bank

        Address: HDFC Bank Lado Sarai,New Delhi

        To,
        Indian Consumer Forum
        Sub: Regarding Huge Minimum balance charges on my saving account by HDFC Bank
        Dear Sir/Ma’am,
        This is to inform you that I have a Saving Account in HDFC Bank Ltd, Branch Lado Sarai, New Delhi-110030. I maintained minimum balance account for sometime in my account but due to corona or Covid-19, I lost my job so it was very difficult for me to maintain minimum balance amount in my existing...
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        S
        saumendranath pal
        from Mumbai, Maharashtra
        Sep 21, 2024
        Sep 21, 2024
        This thread was updated on Sep 21, 2024
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        Address: Kolkata

        There is a fraud transactions of rs26520 on 22/05/23, on whatsapp call it already communicated bank as per their instructions and immediately communicated to cyber crime they established it as online financial fraud. Inspite of that they ph and mailed me to pay their outstanding of rs 31000 after adding there card annual charges as well as late payment fees. I already mailed them several time to cancel my card as zero outstanding but still they forced me to pay their outstanding, surprisingly they sent me a mail on30/07/24 that i have not used my card more than one year so they cancelled my card. Inspite oh that they repeatedly ph me to pay their outstanding. It is very embarrassing and as a senior citizen i felt threat from them.
        HDFC Bank customer support has been notified about the posted complaint.
        Sep 21, 2024
        Updated by saumendranath pal
        This is latest letter on 30/07/24
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          D
          Dhineshvenkat08
          from Chennai, Tamil Nadu
          Sep 19, 2024
          Sep 3, 2025
          This thread was updated on Sep 3, 2025
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          receiving marketing calls despite of dnd activated

          In order to stop receiving telemarketing calls from HDFC bank, I have activated DND through HDFC bank portal multiple times and last one was on APR 12, 2024.
          Despite of DND activation, I keep receiving marketing calls for personal loans, credit cards and other sales related calls everyday from HDFC representatives. Sometimes I receive multiple calls from different numbers and I have to attend, respond and block the number. Since the...
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          S
          Suraj Balakrishnan Kana
          Sep 18, 2024
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          I have hdfc food card which is not working it says transaction failed i tried in Zomato, Swiggy & in Big basket platforms still it doesn't work I contacted HDFC Bank customer care they always says either the card is not visible at their end or says the they will check with the IT team.
          They have given this correspondence number 55686234 while registering complaint with them but no positive response please help
          HDFC Bank customer support has been notified about the posted complaint.
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            Y
            yashrautela
            from NEW DELHI, Delhi
            Sep 18, 2024
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            Unauthorized Deduction of 514 as "Uncovered Service Charges" Request for Immediate Refund

            I am writing to express my disappointment regarding the unauthorized deduction of ₹514 from my account, which has left my balance in the negative. It appears that this amount has been deducted under the vague label of "uncovered service charges" – a term I do not recall authorizing or agreeing to at any point.

            To clarify, I hold a salary account with HDFC Bank and do not own any credit card, so I fail to understand why...
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            S
            Sudhabg
            Sep 16, 2024
            Sep 20, 2024
            This thread was updated on Sep 20, 2024
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            Cancer policy 90462423 tumor detection and claim submission

            Cancer policy 90462423 tumor detection and claim submission.
            The hdfc life was not accepting my forms as they dont know there policies of cancer care.
            I am paying premium since 2017. I have drtectrd tumot of 5cm nesr pancretic head and its cancerous in natutre.
            I went to lifr insurance dadar brsnch they didnt know how to process it. They send mail to there backend team.
            Then i tried submiting form in thane after...
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            S
            Sqade
            from Narasaraopet, Andhra Pradesh
            Sep 16, 2024
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            Remove pan card from irda

            Address: Narasaraopet, Guntur, Andhra Pradesh

            One month back apply noc but company not responding but job join gov sector please speed up...
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            A
            Sep 13, 2024
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            Address: Kashipur, uttarakhand

            Hdfc bank did this without any prior notice, also how can they charge this hefty amount of 524 in the name of maintenance.:

            HDFC Bank A/c XXXX8267 is charged with Rs.524.53 (excl GST) for non-maintenance of Avg. bal. in AUG 24.
            HDFC Bank customer support has been notified about the posted complaint.
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              S
              sayan_mandal96
              from Purulia, West Bengal
              Sep 12, 2024
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              Complaint Regarding Unjust Deduction of AMB Charges

              On 12th September I noticed that an amount of ₹ was deducted from my account under the pretext of AMB charges. I believe this deduction is too much as I was not warned about the charges and also I wasn't informed about the deductions.
              I kindly request you to look into this matter and provide clarification regarding the deduction. If it was deducted in error, I urge you to refund the amount at the earliest. Please also ensure that...
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              K
              Kushalsinghdodiya
              from Bengaluru, Karnataka
              Sep 12, 2024
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              Amount Deduction of 3894 RS

              Address: RICHMOND ROAD BENGALURU KARNATAKA

              My account was having amount around 8000 when i checked today the balance was around 4500, i got shocked by seeing this balance, when i checked the statements there was multiple transaction of 354 RS, which was deducted 11 times my the title AMB CHRG INCL GST, This amount was very important to me please raise a complain to this firm and refund my deducted amount, if it. was a minimal deduction i would have ignored. and how are they able to...
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              C
              cshubham1997@
              from Nashik, Maharashtra
              Sep 12, 2024
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              Yesterday I got a mail that your account has been debited as you did not maintain enough balance in the month of July and August

              For July month they deducted Rs. 547.61 + GST & Aug month Rs. 560.35 + GST.
              Above both amount deducted from my account yesterday without informing me.
              Please do needful
              HDFC Bank customer support has been notified about the posted complaint.
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                R
                Reenapatrick
                from Pune, Maharashtra
                Sep 5, 2024
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                My account has been in dormant stage since 2019. It was a salary account. Recently recived government funds in the same account and tge bank has deducted the entire amount. Called us the customer care they informed the bank can reimb the amount. I contacted the bank for the same they refused to provide any relevant info and reimb the amount.
                HDFC Bank customer support has been notified about the posted complaint.
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                  R
                  Riyaz1234
                  from Vadodara, Gujarat
                  Aug 31, 2024
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                  ATM Machine

                  Address: Sun pharma road Vadodara

                  Hi there.

                  As a customer of this bank I have face this not working machines issues from the long time. HDFC Machines are always out of order in the weekend. As a corporate employee, I always gets a time to use this machine in my area and these machines are always out of service.

                  Please take a look at the image I shared and help me with the feedback ASAP.

                  I have alos asked my employer to change my...
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                  A
                  antofrancis
                  from Ernakulam, Kerala
                  Aug 24, 2024
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                  I have a salary account with HDFC bank. I have started with SIP in mutual funds (Groww) using auto-pay option. But I didn't have sufficient balance in sip date so I have been charged ach debit return charges of Rs 531 is deducted from my account on 22/08/2024 and now my balance is showing Rs -332 on 24/08/2024.

                  I was't even notified when the ACH charges were deducted via SMS, go to know when I trying to make a UPI payment at a shop.

                  I have called customer care, and they told me that this amount is deducted because of payment bounce.

                  I have never been informed that this would be charged due to lack of funds. What are these charges for! Why are they so high. It is not a debt I have to pay. It is sip. How can you inculcate habit of regular savings if you penalize so harshly for not having balance.

                  HDFC bank has to return this money. There was no intimation from the bank on the consequences of not keeping sip amount in account.

                  Please help me resolve this. People are losing trust in public banks and now these banks also!!!. Although it doesn't make a difference to HDFC bank for sure, but I will close my account if it is not returned. If auto debiting is a service you provide as a bank, then it is your duty to inform me of the charges for the same. Heights of fraud. You must give me a warning that if funds are insufficient, you will be charged. Nothing was there.

                  Please help me resolve this and return my money.
                  HDFC Bank customer support has been notified about the posted complaint.
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                    T
                    TheHarsh01
                    Aug 23, 2024
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                    Hi,

                    This is in reference to the transaction made into my account without intimating me by HDFC bank.

                    An amount of Rs 885 has been debited for the month of August 2024 from my salary account, mentioning about 'DEPOSITORY CHARGES JUL[protected]' with regard to my demat account Which I have never used this account.

                    When the account was opened, I was told that it would be absolutely free. This is clear exploitation of customers.

                    Can anyone help me to refund my 885 Rs.

                    Please help and give me an update.

                    Thanks
                    Harsh Agrawal
                    [protected]
                    HDFC Bank customer support has been notified about the posted complaint.
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