[Resolved]  HDFC Bank — emi deducted twice from my account

Address: Hyderabad, Andhra Pradesh, 500072

I had a hdfc personal loan (Loan account no :[protected] months back.
As the ecs form was rejected because of signature issues to avoid late payment charges i visited the main branch office in begumpet and make the payment on 1st june 2018 (Payment mode is cash payment)

After 3 days, the emi had been deducted again from my bank account for the same month.

Even after ecs rejection, i am not sure as how they are able to deduct the amount from my linked account
I had contacted your customer support, they were saying that once both the payments get reflected the amount would be reflected back to my linked account in 5 working days.

One of the customer executive was even harsh at me and questioned me for visiting the bank without contacting customer support. I visited the bank to avoid late payment charges and the bank officials had also informed me to make the payment by cash to avoid late payment charges and that customer executive was trying to blame me.

Such kind of pathetic service is not expected from a large bank. Please refund my amount as soon as possible.
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Jul 7, 2018
Complaint marked as Resolved 
HDFC Bank customer support has been notified about the posted complaint.
Verified Support
Jun 06, 2018
HDFC Bank Customer Care's response
Dear Customer,

Kindly note that in the event of the encasement of the excess EMI / Debit, we would refund the amount within 15 days of the payment of the EMI. We request your patience in the interim. For any assistance, you can also email us at [protected]@hdfcbank.com.

-Anay
HDFC Bank Customer Assistance
Jun 07, 2018
Updated by bobby19886
My money had been refunded back.But I have a question

When i visited your HDFC bank main branch in begumpet on June 1st. They informed me that my ECS has got rejected because of signature issue and asked me to fill the form and submit again.They asked me to pay by cash for this month.

Suddenly on June 4th, the money got deducted from my account again.My question is

How did you get the permission to deduct the amount even after the ECS rejection.
 
2 Comments

Comments

ACH Debit mandate registered for Rs. 47488 /- in A/c No.XXXXXXXXX05221 for HDFC LTD with UMRN No.HDFC[protected]. What dose it mean
bobby19886's [Complaint's author] reply, Jun 5, 2018
This means you have provided the mandate to deduct the amount(for Rs 47488/-) from your account to HDFC LTD
I had a hdfc bike loan (Loan account no[protected] November 11th I will pay my due amount in paytm and due amount is 4898 .
After 5 days, the emi had been deducted again from my bank account for the same month.

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