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HDFC Bank Complaints & Reviews

2.9
Updated: Oct 4, 2026
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E
EmmanuelBhosale
from Pune, Maharashtra
Jun 28, 2018
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Address: Pune, Maharashtra, 401136

I have been getting calls for credit card payment department to pay off my over due balance, I had requested them to give me a full and finale amount to pay it off, so the supervisor told my to make a minimum payment of Rs4600 and then to come down to the main head office branch which is at band-garden, Pune, which I did. When I reached the branch, they told me to go on the 3rd floor and from the 3rd floor they told me to go back the ground floor were the office is, so I spoke to a person from the branch he told me to call up the credit card customer care and they would give me a settlement amount, but when i spoke to the customer care, they told me over the call that they cannot give it and need to speak with the branch people. I was very frustrated and came back. Then later on I made a payment of Rs20000 and thought of doing a settlement again, but the credit card customer service people which sits at the head office branch bund-garden road are just not willing to help and threatening me that they would send collection agent at my place.
Request you to please help me out with this kind of harassment.
The total balance is of Rs85500 around, I can pay off Rs55000 and settle it off. Require your help in this.

Regards,
Emmanuel bhosale
Aug 3, 2018
Complaint marked as Resolved 
HDFC Bank customer support has been notified about the posted complaint.
Verified Support
Jul 03, 2018
HDFC Bank Customer Care's response
Dear Customer,

We sincerely regret the inconvenience. We request you to share the details of the Branch that you visited and the name of the executive whom you spoke with. You may send the details to [protected]@hdfcbank.com. Mention this Ref No. TTU[protected] in the subject of your mail so it'll help us track your e-mail.

-Anay
HDFC Bank Customer Assistance
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    S
    shubhamsaini101
    from Gurgaon, Haryana
    Jun 28, 2018
    Resolved
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    Resolved

    Address: Karnal, Haryana, 132001

    Today, i have got really bad experience from hdfc bank (Main branch, kunjpura road, opp mahabir dal hospital, karnal). Why i say “from hdfc bank, because even your one employee do represents you”.

    A few days ago, i had visited in your karnal, main branch as a new customer for the purpose of opening my demat and trading account. And after some time my synergy was well settled with axis bank. And when today, i received a call from one of your employees. I don’t know her name and when i tried to ask her. She was completely refused to tell me and said exactly (Naam puch kaar kya karoge) what will you do asking my name. But i have your branch dialer no. Of which she called to me, is. :- [protected]

    Now, coming to the main point. While having a conversation with her. She asked me “why did i go with axis bank not with hdfc. I replied, i found them convenient for me, cooperative in all way…. And then she just cut my point in between and started to argue with me in an unprofessional way.

    She said, we had called you, but you did not pick our calls, then how dare, you can say that we are not cooperative and all. And then she start hitting me on my personal opinions. That was completely shocking for me. I have not expected that kind of behavior from hdfc bank. Before today, i believed you with your good image in market. Perhaps, due to such employees, your reputation in the market will be suffered. After that, i immediately went to your branch, there everyone refused to tell me her name and there, i have met with mr. Rohit kumar singh (Cluster in charge, haryana)

    I want a complete resolution of my complaint and wanted you to share what action you would take.

    Thankyou

    Shubham saini

    Mob. No. :- [protected]
    Aug 5, 2018
    Complaint marked as Resolved 
    HDFC Bank customer support has been notified about the posted complaint.
    Verified Support
    Jul 05, 2018
    HDFC Bank Customer Care's response
    Dear Customer,

    We are working on your concern vide Ref ID:[protected] and will revert to you within 3 working days.

    -Anay
    HDFC Bank Customer Assistance
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      J
      Jagannath Bsnl
      from Sambalpur, Odisha
      Jun 28, 2018
      Resolved
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      Resolved

      Address: Pune, Maharashtra

      I'm baikuntha gauda from Odisha today (28/06/18) morning one telephone call my number. He ask me sir I'm call for HDFC bank. Can u apply credit card. I'm answering yes. She ask me what u current salary. I told 35K then I ask where u bank can u send address I will come with ducoment in u bank. Then he told me sorry I can't share bank address only telephone. I recorded voice. What can I do.
      I sure Fraud call

      I requested to hdfc bank plz veryfing [protected] this number. truecaller name
      Ran chandwad HDFC network IDEA location Maharashtra,

      Thanks
      Baikuntha gauda
      Sb.[protected]@gmail.com
      Jul 31, 2018
      Complaint marked as Resolved 
      HDFC Bank customer support has been notified about the posted complaint.
      Jun 28, 2018
      Updated by Jagannath Bsnl
      Respect sir/madam

      I'm baikuntha gauda from odisha bhubaneswar today morning one call form my mobile about credit card issue. She told me calling from HDFC bank. She explained process for credit card
      Ask me what u current salary
      Second where in living in pune
      Then I told madam which branch to call
      She silent. I again ask send me bank address I will come discourse face to face then disconnected call.

      I inform call details
      Mobile number -[protected]
      Truecaller name-ran chandwad HDFC
      Location -Maharashtra
      Cellular -IDEA network

      Thanks
      Baikuntha gauda
      Sb.[protected]@gmail.com
      Verified Support
      Jun 30, 2018
      HDFC Bank Customer Care's response
      Dear Customer,

      At the outset, we are indeed disappointed that you have received calls in the name of the Bank. We have taken up the matter for an appropriate review and wish to clarify that the number from which the call received at your end does not pertain to HDFC Bank. This call may have been made to you by a Third Party with a malicious intent and we request you not to respond to any such calls received by you.

      -Anay
      HDFC Bank Customer Assistance
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        T
        Tushar113@
        from Pune, Maharashtra
        Jun 28, 2018
        Resolved
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        Resolved

        Address: Pune, Maharashtra, 411014

        Respected sir/madam
        I am customer of hdfc payzapp, recently i was not able to update kyc with payzapp after being a hdfc customer and having a salary account with hdfc so i contacted payzapp customer service but the person named shabir was talking unprofessionally and in rude manner and was not giving solution for my query.
        I request you to please look at this matter at earliest.
        Thanks and regards
        Tushar shankar pawar
        Aug 2, 2018
        Complaint marked as Resolved 
        HDFC Bank customer support has been notified about the posted complaint.
        Verified Support
        Jun 29, 2018
        HDFC Bank Customer Care's response
        Dear Customer,

        Our team has tried to contact you however could not get through. Please note that review of PayZapp account indicates that the mobile number 770xxx6717 is still a Minimum KYC wallet. We request you to update app and change the details in PayZapp application as per the details available in Aadhaar by going to Setting page and click on Manage Profile. Kindly follow the steps below to update your KYC details post updating the profile details in the app: Login to PayZapp Application >> In the Home page screen, please select "Validate your KYC" through the banner. On clicking the same, customer will be redirected to a link to update your Aadhaar details. Once the Aadhaar details are updated, it would take up to 7 working days for the KYC status to be updated. Also, in view of the feedback please note that we would like to thank you for taking the time to advise of your recent call interaction. It is only through feedback such as yours that we are able to maintain and indeed, where necessary, improve upon the service that we provide to our valued customers. Whilst an apology will regrettably not alter the outcome of your experience on this occasion, I do extend it with all sincerity. I certainly empathize regarding the points you mention in your response. This level of service is certainly not acceptable and have addressed with the concerned resource. For any further assistance please feel free to email us at [protected]@payzapp.in or call us at[protected]Toll Free)

        -Manoj
        HDFC Bank Customer Assistance
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          K
          Kamlesh Sahoo
          from Hyderabad, Telangana
          Jun 28, 2018
          Resolved
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          Resolved

          Bag got stolen having all my debit and credit cards.
          All my cards were having money in it. Thief tried using all my cards but he didn't succeed in doing so in all, instead only my hdfc credit card for rs 30, 000.
          I started receiving message of my transaction so i got my card blocked soon.
          I was in train in denmark where i was not having any facility to make call but some how i managed to make and got all my cards blocked.
          Jul 31, 2018
          Complaint marked as Resolved 
          HDFC Bank customer support has been notified about the posted complaint.
          Jun 28, 2018
          Updated by Kamlesh Sahoo
          [protected]@gmail.com email id...you can contact me on temporary on +[protected]
          Verified Support
          Jun 28, 2018
          HDFC Bank Customer Care's response
          Dear Custo0mer,

          We observe that your credit card number ending 3643 was hotlisted, as per your request on June 10, 2018, and a new card ending 3549 was generated. However, physical plastic was not despatched, in the absence of your request for the same. Here, we wish to clarify that the statement carried the new credit card account number. In the event, you wish to raise any dispute on any transaction, we request you to send us the duly filled and signed form which is available in our website under the following path to enable us to do the needful: Forms Center > Credit Cards > Cardholder Dispute Form The address for communication is: HDFC Bank Cards Division No.8, Lattice Bridge Road Thiruvanmiyur Chennai – 600 041.

          -Anay
          HDFC Bank Customer Assistance
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            T
            Tarun.Bhatt
            from Delhi, Delhi
            Jun 28, 2018
            Resolved
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            Resolved

            Address: Faridabad, Haryana, 121002

            I had taken a home loan from hdfc bank in june 2015 for 32.3l. As the property was not registered mr. Arjit, the branch manager said the bank would be withholding 1.6l and the same would be disbursed to me if i show the proof of purchase of stamp duty for registry purpose.
            After purchasing the stamp duty for the same, now when i am approaching the bank for the same, they are asking me to get he registry done first and are saying the balance 1.6l can be availed as a top-up loan.
            I am religiously following my case on a daily basis with the bm mr. Arjit and even with mr. Prannay sharma, cluster head haryana but neither they are refusing to disburse the amount nor disbursing the amount.

            Please advise a future course to be followed.

            Thanks, in advance.
            Aug 2, 2018
            Complaint marked as Resolved 
            HDFC Bank customer support has been notified about the posted complaint.
            Verified Support
            Jun 28, 2018
            HDFC Bank Customer Care's response
            Dear Customer,

            HDFC Ltd sanctions/disburses Home Loans. Please email [protected]@hdfc.com & they'll resolve your query at the earliest.

            -Manoj
            HDFC Bank Customer Assistance
            Verified Support
            Jun 28, 2018
            HDFC Bank Customer Care's response
            Dear Tarun,

            Thank you for writing to us with your feedback. It remains our priority to redress your concerns. We would request you to post the details of your concern at http://bit.ly/1GG54RP to help us address the same effectively.

            Regards,
            Team HDFC Home Loans
            I am already following daily with the Branch Manager Faridabad and Cluster Manager Haryana for the past 22days for my grievance and when I failed to get any response then only I resorted to this public platform.

            Few of my complaint nos. for your reference are -
            [protected]
            2) 'HBL=[protected]'
            [protected]

            If anybody can share the phone number or mailid's of any senior authority, it would be of great help.
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              S
              shweta srivastav
              from Ernakulam, Kerala
              Jun 28, 2018
              Resolved
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              Resolved

              Address: Ghaziabad, Uttar Pradesh, 201005
              Website: www.hdfcbank.com

              My salary account (In hdfc bank) was created in cognizant technology solutions company, but after few months i left the company and joined other company.
              Now i want to deposit a certain amount of money in my account but when i logged in i was shocked that my account balance has been reduced to -7800 rupees!!
              I am well aware that now no bank has any right to charge non maintenance charges like this.in case no action taken, i will approach banking ombudsman.

              Please waive off this charges so that i can deposit my money without facing further issues.

              My bank account : [protected]
              Home branch officec: hdfc bank ltd, pn 2/3
              Kb dasan rd, chennai - 600018
              Aug 2, 2018
              Complaint marked as Resolved 
              HDFC Bank customer support has been notified about the posted complaint.
              Verified Support
              Jul 02, 2018
              HDFC Bank Customer Care's response
              Dear Customer,

              We regret the inconvenience caused. Our team has made a note of your concerns and will contact you soon with an update on your issue with in 5 working days on your register e mail ID.

              -Manoj
              HDFC Bank Customer Assistance
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                R
                Raja Kumaran Periasamy
                Jun 28, 2018
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                I am NRE account holder. for the pass six months i am facing issues of not receiving OTP. When i try add new credit card or add a new beneficiary i am not able to get otp in registered mobile phone for past six months. i have even tried changing my phone and registered mobile number also but no use.
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                  S
                  sandhya molugu
                  from Mumbai, Maharashtra
                  Jun 28, 2018
                  Resolved
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                  Resolved

                  Address: Hyderabad, Telangana

                  Dear team,

                  I lost my hdfc food card on june6th and blocked it with the help of call center. For applying new card i have dropped mail to foodcardsupport. [protected]@hdfc.com, but no reply. Could you please help me in getting new card. Also let me know as how many days it will take for a new card & balance transfer from old card to new card.
                  Details :
                  Name : sandhya molugu
                  Old card number : * * * 8739
                  Emailid: sandhya. [protected]@tcs.com
                  Jul 3, 2018
                  Complaint marked as Resolved 
                  Thanks for quick response, I have received my New Card.
                  HDFC Bank customer support has been notified about the posted complaint.
                  Verified Support
                  Jun 29, 2018
                  HDFC Bank Customer Care's response
                  Dear Customer,

                  We understand that our team has responded to your email. Your new card has been dispatched you will receive the same in 4-5 working days

                  -Manoj
                  HDFC Bank Customer Assistance
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                    V
                    Vishal Vohra
                    from Gurgaon, Haryana
                    Jun 28, 2018
                    Resolved
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                    Resolved

                    Yesterday a collection agent which i left last month and he called me from there and using abusing and rough language with me
                    I am unable to pay my jumbo loan payment from last two months as my financial and health position is very tight from last 6 months
                    I already told him that i am mailing to hdfc for my payments but he cant listen and used abusing language with me on phone

                    Kindly take the legal action on it his name as he told was sandeep
                    His contact number is [protected]
                    Jul 30, 2018
                    Complaint marked as Resolved 
                    HDFC Bank customer support has been notified about the posted complaint.
                    Verified Support
                    Jun 28, 2018
                    HDFC Bank Customer Care's response
                    Dear Customer,

                    I request you to share your card number and contact details with complete concern to [protected]@hdfcbank.com with ref ID- TTU[protected] in the subject line. Will assist you better.

                    -Manoj
                    HDFC Bank Customer Assistance
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                      P
                      prabhuchaudhari
                      Jun 28, 2018
                      Resolved
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                      Resolved

                      Address: 412101

                      I have submitted the credit card address change form 5 times and every time i have received email that my signature miss match. I called customer care but they are very rude to me saying that my signature is not correct and i am not attaching documents which are needed. On address change form there is no information is written which documents we need to attached, if i asked hdfc nigdi branch, they told there is no need to attached any docs and customer care said i need to take stmup of branch manager, other customer care person told to attached pan card. There is no clear rules for changing the address for credit card. Renuka which is customer care manager, she told if your not getting address change then you can discontinue it.
                      Jul 31, 2018
                      Complaint marked as Resolved 
                      HDFC Bank customer support has been notified about the posted complaint.
                      Verified Support
                      Jun 28, 2018
                      HDFC Bank Customer Care's response
                      Dear Customer,

                      I request you to share your Card No, complete issue and registered contact details to [protected]@hdfcbank.com with ref ID- TTU[protected] in the subject line. Will assist you better.

                      -Manoj
                      HDFC Bank Customer Assistance
                      Jun 28, 2018
                      Updated by prabhuchaudhari
                      Email sent with details to [protected]@hdfcbank.com
                      Jul 05, 2018
                      Updated by prabhuchaudhari
                      Hi HDFC,

                      Any update on this.

                      Regards,
                      Prabhakar
                      Hi Manoj,

                      May I know what is the ref ID-TTU

                      Regards,
                      Prabhakar
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                        N
                        niteshsaini
                        from Lucknow, Uttar Pradesh
                        Jun 28, 2018
                        Resolved
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                        Resolved

                        Address: Jaipur, Rajasthan, 302013

                        Hello sir/madam
                        My name is nitesh saini and my account number is [protected].
                        My contact number is [protected] and my customer id is 59675433. On january 23, 2018 amount 6111 was deducted from my debit account but still not refunded, i called many times to customer care of hdfc bank.
                        They always say it will be refunded in 7 days, its been 6 months and amount still not refunded. Please resolve this problem as soon as possible.
                        Thankyou
                        Jul 29, 2018
                        Complaint marked as Resolved 
                        HDFC Bank customer support has been notified about the posted complaint.
                        Verified Support
                        Jun 28, 2018
                        HDFC Bank Customer Care's response
                        Dear Customer,

                        We are working on your concern vide Ref ID:[protected] and will revert to you within 4 working days.

                        -Anay
                        HDFC Bank Customer Assistance
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                          S
                          Sudha Das
                          from Kolkata, West Bengal
                          Jun 27, 2018
                          Resolved
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                          Resolved

                          Address: Kolkata, West Bengal, 700055

                          Hello, i am sudha das, a classic customer under preeti saha mondal at hdfc lake town branch kolkata i had taken a car loan for which which i received attention from sachin gupta who handles their life insurance and helps with hdfc life who had then assured me that if i take up on the insurance on the car loan i would not have to pay any preclousre but now he gives me details according to which i am liable for a discount on the loan if i close the loan within 12 months from the date of the opening of the loan but i personally feel this involves deceiving the customer to meet personal targets. Hoping to hear from you.

                          Regards
                          Sudha das
                          Jul 29, 2018
                          Complaint marked as Resolved 
                          HDFC Bank customer support has been notified about the posted complaint.
                          Verified Support
                          Jun 28, 2018
                          HDFC Bank Customer Care's response
                          Dear Customer,

                          I request you to share your Loan Account No, complete issue and registered contact details to [protected]@hdfcbank.com with ref ID- TTU[protected] in the subject line. Will assist you better.

                          -Manoj
                          HDFC Bank Customer Assistance
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                            H
                            Haseena P A
                            from Ernakulam, Kerala
                            Jun 27, 2018
                            Resolved
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                            Resolved

                            Address: Thiruvananthapuram, Kerala
                            Website: netbanking.hdfcbank.com

                            My account open with zero balance salary account with number [protected]. Without any information they have changed to normal account. Almost 2200 rs got deducted from my account because of not keeping minimum balance in the account..

                            As per rbi guide line this charge wave from 2015. This is my humble request to you kindly refund me deducted charges.
                            Jul 17, 2018
                            Complaint marked as Resolved 
                            I have received the the refund from HDFC . An executive from HDFC trivandrum tracked all the issues and solved fast. Great support from HDFC
                            HDFC Bank customer support has been notified about the posted complaint.
                            Verified Support
                            Jun 28, 2018
                            HDFC Bank Customer Care's response
                            Dear Customer,

                            We are working on your concern vide Ref ID:[protected] and will revert to you in 3 working days.

                            -Manoj
                            HDFC Bank Customer Assistance
                            Jul 08, 2018
                            Updated by Haseena P A
                            Call received from HDFC bank and they have refunded my 1600 RS on 2nd July(they have said they have deleted my negative balance of 1600 from the application). But again on 5th July 1612.7 rs got deducted from my account.

                            Kindly do the needful

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                              J
                              jibu jacob
                              Jun 27, 2018
                              Resolved
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                              Resolved

                              Hi,

                              My name is jibu jacob, my hdfc account no [protected], customer
                              Id:40179876, branch:tripunithura, kerala.

                              When i checked my account statement, i saw a transaction of rs 4425 deducted from my bank account with reference 'inter-brn cash chg incl gst 210618-mir18'.

                              I would like to know, why such a big amount was deducted for?

                              My registered email id:[protected]@gmail.com

                              Thanks, jibu
                              Jul 31, 2018
                              Complaint marked as Resolved 
                              HDFC Bank customer support has been notified about the posted complaint.
                              Verified Support
                              Jun 28, 2018
                              HDFC Bank Customer Care's response
                              Dear Customer,

                              The said charge is interbranch cash transaction done in your account. Value of Cash transactions(Cumulative of Deposit and Withdrawal). Home Branch: 2 lakh ---Free per month per account. Above 2 lakh---Rs.5/- per thousand or part thereof, subject to a minimum of Rs.150/-(plus taxes as applicable) Non-Home Branch: Cash transactions value up to Rs.25, 000/- per day –No charge Above Rs.25, 000/- ---Rs.5/- per thousand or part thereof, subject to a minimum of Rs.150/- (plus taxes as applicable) Please visit below URL in order to know about service charges: https://goo.gl/hFTRvU

                              -Anay
                              HDFC Bank Customer Assistance
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                                A
                                aayushi760
                                from Jais, Uttar Pradesh
                                Jun 27, 2018
                                Resolved
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                                Resolved

                                I paid RS. 306 to ixigo on 16th June 2018. But the transaction was failed.
                                I got mail from ixigo that have already refunded the said amount to your source account. The shared ARN[protected]
                                IT'S already more than a week and I didn't get my refund.
                                A/c number- [protected]
                                Branch- Bannerghatta road
                                Please check and refund the same

                                Aayushi Jain
                                Jul 31, 2018
                                Complaint marked as Resolved 
                                HDFC Bank customer support has been notified about the posted complaint.
                                Verified Support
                                Jun 28, 2018
                                HDFC Bank Customer Care's response
                                Dear Customer,

                                We wish to inform you that the referred transaction is reversed back to your account. Kindly refer to your account statement for the same.

                                -Anay
                                HDFC Bank Customer Assistance
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                                  I
                                  intekhab shaikh
                                  from Kalyan, Maharashtra
                                  Jun 27, 2018
                                  Resolved
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                                  Resolved

                                  Bank deducted 230 rupees for "stop cheque chgs incl gst" i dont know what is this deduction for. And i havn't give a cheque to any one for which this deduction is maid. I want my money back. How can bank deduct the amount from my account without providing any information to me. This deduction is maid on 27 may 2018. And my account number is [protected]
                                  Aug 1, 2018
                                  Complaint marked as Resolved 
                                  HDFC Bank customer support has been notified about the posted complaint.
                                  Verified Support
                                  Jun 28, 2018
                                  HDFC Bank Customer Care's response
                                  Dear Customer,

                                  We confirm our Branch Operations Manager Dipti Rane has sent you an e-mail to assist you with your query on[protected]: 15. Should you require any further assistance, kindly contact Ms. Dipti Rane on 30452812 or [protected].

                                  -Manoj
                                  HDFC Bank Customer Assistance
                                  Jul 11, 2018
                                  Updated by intekhab shaikh
                                  Its been working 10 days and you haven't even processed the Complaint. The deductions were done already and now you are not able to pay it. Please look forward to it and convey the message as soon as possible.
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                                    ச
                                    சகலகலா வல்லவன்
                                    from Gobichettipalayam, Tamil Nadu
                                    Jun 27, 2018
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                                    Address: Chennai, Tamil Nadu, 600086

                                    I'm using hdfc credit card. Without any intimation last year you have deducted the amount of 1399/- from my credit card
                                    At the same year also i requested you to cancel, but you have said that the plan will be cancelled in one year but now it was again repeated and saying that auto renewed without my approval or even not intimated.

                                    Kindly cancel this plan immediately. This is unacceptable that you have been repeating the same. This is also kind of forgery..

                                    Name: ezhilnesan..
                                    Your benefits at a glance:
                                    Relationship no.: 2384132
                                    Plan : enhanced wa power single plan
                                    Valid up to : 27-jul-2018
                                    Mobile no.: [protected]
                                    HDFC Bank customer support has been notified about the posted complaint.
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                                      S
                                      Sheema Ansari
                                      from Mumbai, Maharashtra
                                      Jun 27, 2018
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                                      I am a HDFC bank credit card holder . The bank has auto debited Rs. 1399/- from my credit card number ending with 1052 without my concern on date:27/06/2018. I am not interested about this service and don't want this membership any more. So cancel the membership and refund this debited amount of Rs.1399/-

                                      OneAssist Relationship Number :4718952
                                      Name :- Sheema Raees Ahmed Ansari
                                      Mobile No. :- [protected]
                                      Credit Card Number Ending :- 1052
                                      HDFC Bank customer support has been notified about the posted complaint.
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                                        R
                                        rajneeshjain_47
                                        from Lawar Khas, Uttar Pradesh
                                        Jun 27, 2018
                                        Resolved
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                                        Resolved

                                        Address: Alwar, Rajasthan, 250404

                                        Dear sir,

                                        I am user of hdfc bank ltd. Credit card, due to no job usage of said card around 33000 on june 13 after that i am paid minimum dues 2000 to 3500 p. M regularly every month till today presently my outstanding 60000/= above is increase due to unwanted charges imposed to my cards like financial charges interest over due charges late payment charges i request to bank for that but not no support from bank. How can i get reversal of extra charges.
                                        Jul 31, 2018
                                        Complaint marked as Resolved 
                                        HDFC Bank customer support has been notified about the posted complaint.
                                        Verified Support
                                        Jun 27, 2018
                                        HDFC Bank Customer Care's response
                                        Dear Customer,

                                        We have taken note of your comments expressed with regard to your credit card, you may look forward to receiving a response to your e-mail id in 4 working days. The reference number for this interaction is [protected].

                                        -Anay
                                        HDFC Bank Customer Assistance
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