HDFC Bank — EMI Failed whereas sufficient fund available in account

Address:

HDFC

Dear Team,
Received this message from HDFC Bank on dated 07 September 2023
Attention: ACH(Auto Pay) of Rs. 6250.00 from HDFC Bank A/c XX1102 for NDX P2P Private Limited/1702955 failed due to insufficient funds. ACH return charges apply.
whereas bank message me EMI failed due to insufficient fund.

Today I'm received a message from LiquiLoans

Dear VIKRAM KUMAR SHARMA
Thank you for choosing LiquiLoans. After repayment of EMI towards your LiquiLoans no- CL01793962, Rs 669 is due as overdue charges.
Request you to please clear the dues &. Non-payment of dues will impact your credit score.
Payment link - m.9m.io/kcxy6lf
-Team LiquiLoans.

Kindly give the reason Why I will pay without my fault.

Regards,
Vikram Sharma
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