HDFC Bank — hdfc bank wrong charge to hdfc credit card - offus emi + payment of minimum due attracts interest!

I am seeing below unwanted charges and emi in my last two statement. I am trying you connect support person through phone banking. Not able to connect them.

12/03/2020 offus emi, int nbr:01, [protected] (Ref# 09999999980312013371380) 514.66
12/03/2020 offus emi, prin nb:01, [protected] (Ref# 09999999980312013371372) 4, 639.91

12/04/2020 offus emi, int nbr:02, [protected] (Ref# 09999999980412012276901) 301.05
12/04/2020 offus emi, prin nb:02, [protected] (Ref# 09999999980412012276893) 4, 697.91
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HDFC Bank customer support has been notified about the posted complaint.
Verified Support
Apr 30, 2020
HDFC Bank Customer Care's response
Dear Customer,

Hi, As per our records, a transaction of Rs.28724.05 at M/s. Reliance digital has been converted into 6 months EMI on February 18, 2020, at the rate of 1.25 interest per month. In view of the same, the Principal EMI along with the EMI interest has been billed to your card account.

-Nadia
HDFC Bank Customer Assistance
May 02, 2020
Updated by eswarpalani
Thanks Team. You are right I have purchased laptop on Reliance digital but i never asked them to convert it for EMI. All these things are happening without customer knowledge. i am not sure whom i need to blame on this.?how customer can confirm on this while purchasing I asked retailers only pay that instance . here it is happening like this. and different story is happening in SBICards.
Complaint comments 

Comments

Same happened with me
What is offous emi last 2 card statement adding i not purchased any thing.

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