[Resolved]  HDFC Bank — hold balance in my account for no reason

Address:

New Delhi, Delhi, 110030

I was in delhi and i have taken a car loan form hdfc bank in september 2016. The car i bought was maruti suzuki wagonr (Commercial numbwe delhi/ncr passing) for extra income purpose, all the intallments was very much clear and on time, in march 2017 i come to know about my promotional transfer to pune, since it was delhi/ncr passing number and cant be transferred on any other name before 3 years so it was impossible to drive this car to pune and also difficult to sell someone in delhi to a unknown person, i have taken lot of suggestion from colleagues and bank peoples also, hdfc bank people suggested me to surrender the vehicle to bank instead of selling to unknown person. I have surrendered the car on 31 march 2017 to hdfc bank, and now after more than one the hdfc year bank people is calling me that i have to pay 1.56 lacs amount to bank when i refused because i have given the car to bank they have hold this balance in my hdfc bank account my hdfc bank saving account is showing -1.56 (Negative balance) this will effect on my credit score. Request to you please help to resolve this.

Loan account number is 42558480
Hdfc banks saving account number is [protected]