[Resolved]  HDFC Bank — wrong charge to hdfc credit card - offus emi + payment of minimum due attracts interest!

1. My credit card is showing a charge: offus emi, prin nb:04, [protected] (Ref# 09999999980819001793847) for 5, 399.27. There is another charge for 177.38.

Other charges as follows:
19/05/2018 offus emi, prin nb:01, [protected] (Ref# 09999999980519001696673) 5, 227.53
19/05/2018 offus emi, int nbr:01, [protected] (Ref# 09999999980519001696681) 349.12

19/06/2018 offus emi, prin nb:02, [protected] (Ref# 09999999980619001792017) 5, 284.16
19/06/2018 offus emi, int nbr:02, [protected] (Ref# 09999999980619001792025) 292.49

19/07/2018 offus emi, int nbr:03, [protected] (Ref# 09999999980719001793054) 235.24
19/07/2018 offus emi, prin nb:03, [protected] (Ref# 09999999980719001793047) 5, 341.41

What is this charge? I want this to be reversed.

2. Apart from the above, i always used to pay the minimum balance due. It was never made clear that minimum balance due will attract interest. This is a very deceptive manner of charging interest. It should have been made clear that minimum due will only ensure that penal charges arent levied but interest is. High interest rate itself is a charge.

How can such deceptive practice be carried out? I want these charges reversed.

Contact number:[protected]
Email id: [protected]@gmail.com
Customer number: 75194060
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Jan 18, 2019
Complaint marked as Resolved 
HDFC Bank customer support has been notified about the posted complaint.
Verified Support
Dec 18, 2018
HDFC Bank Customer Care's response
Dear Customer,

We have reviewed your comments expressed and request you to contact our Phone Banking officers at any of our 24-hour Phone Banking numbers mentioned in the below URL: https://bit.ly/2wwwruX.

-Anay
HDFC Bank Customer Assistance
Complaint comments 

Comments

Hdfc bank deducted adhoc stmt charges of rupees 118.
collection of such charges of no cause from lakhs of customers to fill the profits with crores of ruoees. good way of business idea.
.

It is to inform you that bank has charged me Rs 885 for Depository charges on Demat account which isn't used by me ever. Please take the needful action or let me know what needs to be done from my side.thay are doing unknown work and charges little little and it will be bullk amount so
Kindly request to you please help me.

Dont go for HDFC credit card. Multiple transaction charges for no reasons are levied. I have been trying to contact the customer care and no one picks. My customer service contact in HDFC is not responding in spite of repeated reminders.
My Credit card statement contain multiple OFFUS EMI, INT NBR:01, [protected] (Ref# 09999999980816005534706)
I have purchased 3 things with my credit card and request for EMI on those.
However, on my statement I see multiple different charges that have been applied.
I contacted customer care department and they informed that they will be sending a new statement ( detailed one ) to my email address within 24 hours that will have all the detailed and correct information to understand it in a better way and didnt explained anything on call.
I never received any statement from that person.
Kindly help and get a call back arranged for me from the credit card department so that I can clear my queries.

My contact number is : [protected]
Hi Sir,

This month HDFC credit card i am getting one EMI transaction which is not belongs to me.

14/10/2020 OFFUS EMI, INT NBR:02, [protected] (Ref# 09999999981014002146901) 387.63
14/10/2020 OFFUS EMI, PRIN NB:02, [protected] (Ref# 09999999981014002146893) 3, 709.90

Credit card call center its very hard to talk with the executive now a days. All are very busy and trying to solve customer issues by Automatics message options system. and some kind of issues only will solve after having talk personally with team.

My Name: Saroj Kumar Patra

Contact: [protected]
Hi Sir,

This month HDFC credit card i am getting one EMI transaction which is not belongs to me.

23/11/2020 OFFUS EMI, PRIN NB:01, [protected] (Ref# 09999999981123004143764) 2, 483.26
23/11/2020 OFFUS EMI, INT NBR:01, [protected] (Ref# 09999999981123004143772) 391.65

First emi charge 100rs more why? please resolve this as well as posible.

What is this charge? I want this to be reversed.

Hi,

Why these guys added unwanted amount in credit card statement. OFFUS EMI, PRIN NB, OFFUS EMI, INT. What is this hell. Added multiple gst amount. Why. im also facing these issues. and no direct number for customer care. How can i resolve this thing.
They are making fool. adding unwanted amount means they are making salary of their employee.
Anyone can help me.
Thanks
My credit card is showing a charge:12/06/2021 OFFUS EMI, PRIN NB:05, [protected] (Ref# 09999999980612007624847) 3, 901.00
12/06/2021 OFFUS EMI, INT NBR:05, [protected] (Ref# 09999999980612007624870) 105.20
12/06/2021 OFFUS EMI, PRIN NB:05, [protected] (Ref# 09999999980612007624862) 1, 221.12
Hi Guys Plz Don't use or don't show any interest with Hdfc bank / Credit cards They're Are no.1 to take an Bounce charging in there Own way - it really Bad services frm Hdfc customer services so, plz avoid using Hdfc cards it's my personal Suggestions for Medil class families
In my Statment show offus emi... I never use to pay by emi pls 🙏 suggest yeh kaise hua h maine nai kia i always pay full amount on the time. No Pending bill due.

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