ICICI Bank — Administrative charges deducted without even taking the loan

Address:

Dharwad, Karnataka, 580024

Hi,
I had applied for exsiting home loan takeover from IDBI bank to ICICI Home loan department.
I submitted all my documents and the loan application was processed. After seeing the soft copy of sanction letter i called the icici executive and informed him that i would not be interested as it is not per my expectations. Inspite of this the administrative charges are deducted to the tune of Rs. 15000 even when i informed the icici executive that the i would not be interested in taking the loan.
Now no refund is also available.