ICICI Bank — Credit card allotment charges

Address:Chandigarh, Chandigarh, 160036
Website:icici bank

ICICI bank have issue me credit card last year with the promise that you have not pay any charges for this card only you have to make payment for your purchases. but they wrongly charged with some fee after issuing me the card and after one year they are demanding me to pay approx Rs.3200 and they also blackmailing me with the CIBIL score is affecting if i will not pay.This way they are presurising me to pay the amount before closing the card.
Kindly help what should i do?
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